7097 Edgefield Ct, Matthews, NC 28104 Property Records

Union County property record for 7097 Edgefield Ct, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details2 bd · 2.5 ba · 1,859 sqft · built 1975
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Jul 2021)
Tax Bill$2,653 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-054-145

Property Details

APN / Parcel Number

Primary APN07-054-145

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area1,800 sqft
1st Floor Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,979 sqft (0.275 acres)
PorchSlab
Porch Area378 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7097 EDGEFIELD CT
CityMATTHEWS
StateNC
Zip28104-3387
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 STALL
Legal DescriptionP/#27 FAIRFIELD PLANTATION PB07 PG119
Legal SubdivisionFAIRFIELD PLANTATION
Legal Lot NumberP/27
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group2
Census Block2004
Census Tract20309

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7097 EDGEFIELD CT, MATTHEWS, NC 28104-3387
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
LOW VA RATES LLC
Feb 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Prior SaleSep 11, 2015 · Amount on Record
Deed Document Number202131488
Deed Book / Page8158 / 895
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 2, 2021
Property Address7097 EDGEFIELD CT, MATTHEWS, NC 28104-3387
Document Number8158895
Book / Page8158 / 895
Map ReferenceMB 7 PG 119
Instrument DateJun 30, 2021
Instrument31488
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyBARRISTERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7097 EDGEFIELD CT, 7097, MATTHEWS, NC 28104-3387

Transferred To (Grantee/Buyer)

NameVerified Name
Address7097 EDGEFIELD CT, MATTHEWS, NC 28104-3387

Mortgage

Document Number0008158897
DateJul 2, 2021
Book Page8158/897
Instrument31489
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address7097 EDGEFIELD CT, MATTHEWS, NC 28104-3387
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number798949
DateFeb 15, 2021
Book Page7989/49
Instrument6861
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,400 (-) Land $77,000 Building $311,400$388,400 (-) Land $77,000 Building $311,400
2025$2,653.00 (+49.72%)$388,400 (+86.28%) Land $77,000 Building $311,400$388,400 (+86.28%) Land $77,000 Building $311,400
2023$1,772.00$208,500 Land $44,500 Building $164,000$208,500 Land $44,500 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHEATHFIELD S/D
private · serves 165 people · EPA ID NC2060020
Water SourceGroundwater
Last State InspectionApr 2026
Also Mapped HereUNION COUNTY WATER SYSTEM
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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