7109 Edgefield Ct, Matthews, NC 28104 Property Records

Union County property record for 7109 Edgefield Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,153 sqft · built 1975
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2026)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-054-068`

Property Details

APN / Parcel Number

Primary APN	`07-054-068`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,178 sqft
Basement Area	1,153 sqft
Finished Basement	1,153 sqft
Unfinished Basement	1,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Porch	Slab
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7109 EDGEFIELD CT
City	MATTHEWS
State	NC
Zip	28104-3319
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 STALL
Legal Description	#2 FAIRFIELD PLANTATION BLK6 7109 EDGEFIELD CT
Legal Subdivision	FAIRFIELD PLANTATION
Legal Block	6
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2004
Census Tract	20309

Owner

7109 Edgefield Ct, a rural home, is owned and occupied by two individuals who bought it in February 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7109 EDGEFIELD CT, MATTHEWS, NC 28104-3319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Deed Document Number	20263697
Deed Book / Page	9304 / 527
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 13, 2026
Property Address	7109 EDGEFIELD CT, MATTHEWS, NC 28104-3319
Document Number	0009304527
Book / Page	9304 / 527
Map Reference	MB 6 PG 143
Instrument Date	Feb 13, 2026
Instrument	3697
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 GLENLOCH CIR, MATTHEWS, NC 28105-6636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7109 EDGEFIELD CT, MATTHEWS, NC 28104-3319

Mortgage

Document Number	0000003698
Date	Feb 13, 2026
Instrument	3698

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 7, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 7109 Edgefield Ct was $2,214.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,500 (-) Land $77,000 Building $245,500	$322,500 (-) Land $77,000 Building $245,500
2025	$2,214.00	$322,500 Land $77,000 Building $245,500	$322,500 Land $77,000 Building $245,500
2023	$1,950.00	$230,200 Land $44,500 Building $185,700	$230,200 Land $44,500 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7109 Edgefield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7109 Edgefield Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20