Lincoln County property record for 7096 Ridgeway Rd, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,986 sqft · built 2002 |
| Lot Size | 0.796 acres (34,717 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Nov 2020) |
| Tax Bill | $2,977 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-71-9099 |
| Primary APN | 4601-71-9099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,986 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 34,717 sqft (0.796 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 281718 |
|---|---|
| Old Parcel Number | 460100719099 |
| Street Address | 7096 RIDGEWAY RD |
| City | STANLEY |
| State | NC |
| Zip | 28164-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #60 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Legal Block | 71 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 71102 |
Source: Lincoln County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7096 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Deed Document Number | 0002978311 |
| Deed Book / Page | 2978 / 311 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7096 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003309669 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 3309/669 |
| Instrument | 677862 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7096 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031561 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 3156/1 |
| Instrument | 650687 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, NC 28037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 7096 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Document Number | 2978311 |
| Book / Page | 2978 / 311 |
| Map Reference | MB H PG 305-313 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 620543 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BARRISTERS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7747 FARMSTEAD LN, 7747, DENVER, NC 28037-8216 |
| Name | Verified Name |
|---|
| Document Number | 620544 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 620544 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,977.00 | $475,181 Land $53,000 Building $422,181 | $475,181 Land $53,000 Building $422,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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