Lincoln County property record for 7074 Ridgeway Rd, Stanley, NC 28164 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,189 sqft Living Area |
| Lot Size | 37,418 sqft (0.859 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2026) |
| Tax Bill | $2,576.00 (2025) |
Source: Lincoln County records · APN 4601-71-7070
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7074 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage P N C BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Dec 01, 2000 · Amount on Record |
| Deed Doc Number | 2026710649 |
| Deed Book / Page | 3510 / 122 |
| Prior Transfer Date | Dec 07, 2012 |
| Prior Transfer Doc | 23620856 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7074 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003096534 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 3096/534 |
| Instrument | 640832 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 05, 2026 |
| Property Address | 7074 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Document Number | 0000710649 |
| Book / Page | 3510 / 122 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 2026710649 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,070.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7074 RIDGEWAY RD, STANLEY, NC 28164-9754 |
| Document Number | 0000710650, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 3510/125 |
| Instrument | 2026710650 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 (+1.18%) | $403,442 (-) Land $58,533 Building $344,909 | $403,442 (-) Land $58,533 Building $344,909 |
| 2023 | $2,546.00 | $403,442 Land $58,533 Building $344,909 | $403,442 Land $58,533 Building $344,909 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4601-71-7070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,189 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 37,418 sqft (0.859 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 163760 |
|---|---|
| Street Address | 7074 RIDGEWAY RD |
| City | STANLEY |
| State | NC |
| Zip | 28164-9754 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #58 FOREST RIDGE |
| Legal Subdivision | FOREST RDG ESTATES |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 71102 |
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