Whatcom County property record for 7096 Oat Coles Rd, Everson, WA 98247 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,327 sqft Living Area |
| Lot Size | 89,298 sqft (2.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2021) |
| Tax Bill | $6,637.00 (2025) |
| Primary APN | 390404-156244-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,327 sqft Living Area |
| Gross Area | 3,459 sqft Gross Area |
| 1st Floor | 1,364 sqft 1st Floor |
| Upper Floors | 864 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Metal Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 89,298 sqft (2.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 432 sqft Garage |
| Carport | Carport |
| Carport Area | 432 sqft Carport |
| Deck Area | 302 sqft Deck |
|---|---|
| Patio Area | 522 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 361 sqft Porch |
| Storage Building | 288 sqft Storage Building |
| Heating System | Wood Furnace Heating |
|---|---|
| Heating Fuel | Wood Heating Fuel |
| Account Number | 106090 |
|---|---|
| Street Address | 7096 OAT COLES RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-9555 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 310 FT OF N 1/2 NE SW-EXC S 300 FT-EXC N 50 FT THEREOF-LESS RD |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 04 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | SUMAS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 10201 |
Source: Whatcom County records · APN 390404-156244-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE PACIFIC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK |
| Sep 14, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Doc Number | 20214241 |
| Prior Transfer Date | Sep 10, 2018 |
| Prior Transfer Doc | 0000901290 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000300748 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-0300748 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | DPO, AE 09827 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 26, 2021 |
| Property Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Document Number | 0000504241 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021-0504241 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,345.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Investor | Possibly a Property Investor |
| Document Number | 0000504242 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0504242 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Document Number | 2200900628 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7096 OAT COLES RD EVERSON WA 982479555, EVERSON, WA 98247-9555 |
| Document Number | 2200900628 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 900628 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 03, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Document Number | 2200202725 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7096 OAT COLES RD EVERSON WA 982479555, EVERSON, WA 98247-9555 |
| Document Number | 2200202725 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 202725 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 14, 2018 |
| Property Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Document Number | 2180901289 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 901289 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,097.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7096 OAT COLES RD EVERSON WA 982479555, EVERSON, WA 98247-9555 |
| Document Number | 2180901291 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 901291 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 14, 2018 |
| Property Address | 7096 OAT COLES RD, EVERSON, WA 98247-9555 |
| Document Number | 2180901290 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 901290 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7096 OAT COLES RD EVERSON WA 982479555, EVERSON, WA 98247-9555 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,637.00 (+0.51%) | $727,948 (-8.42%) Land $265,550 Building $462,398 | $727,948 (-8.42%) Land $265,550 Building $462,398 |
| 2022 | $794,867 Land $252,128 Building $542,739 | $794,867 Land $252,128 Building $542,739 | |
| 2021 | $6,603.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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