7071 Oat Coles Rd, Everson, WA 98247 Property Records

Whatcom County property record for 7071 Oat Coles Rd, Everson, WA 98247

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,779 sqft · built 1991
Lot Size5.21 acres (226,948 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (May 2020)
Tax Bill$5,093 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone A (high risk)
APN570077

Property Details

APN / Parcel Number

Primary APN570077
Alternative APNs
  • 390404 113238 0000
  • 106082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,779 sqft Living Area
1st Floor Area1,779 sqft

Exterior

Year BuiltBuilt 1991
Architectural StyleMobile Home
Exterior MaterialCombination
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area226,948 sqft (5.21 acres)
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
Deck Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number570077
Street Address7071 OAT COLES RD
CityEVERSON
StateWA
Zip98247-9555
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAG
Legal DescriptionS 1/2 OF TR DAF-BEAP 470 FT S OF NE COR OF SW NW-TH W 320 FT-TH S TO S LI OF N 1/2 NW SW-TH E 320 FT TO E LI OF NW SW-TH N TO
Legal Range04
Legal Township39
Legal Section04
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1013
Census Tract10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7071 OAT COLES RD, EVERSON, WA 98247-9555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2020 · Amount on Record
Deed SaleMay 7, 2020 · Amount on Record
Prior SaleFeb 25, 2013
Deed Document Number2020-0500756
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 7, 2020
Property Address7071 OAT COLES RD, EVERSON, WA 98247-9555
Document Number2200500756
Instrument DateMay 1, 2020
Instrument500756
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,405.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7071 OAT COLES RD EVERSON WA 982479555, EVERSON, WA 98247-9555

Mortgage

Document Number2200500757
DateMay 7, 2020
Instrument500757
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,093.00 (+47.2%)$550,296 (+22.39%) Land $353,375 Building $196,921$550,296 (+22.39%) Land $353,375 Building $196,921
2022$449,628 Land $266,246 Building $183,382$449,628 Land $266,246 Building $183,382
2021$3,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims9 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Pogozone powered by Neubeam
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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