7091 14th St, Spring Lake, MI 49456 Property Records

Muskegon County property record for 7091 14th St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1988
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Nov 2020)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15630019000500`

Property Details

APN / Parcel Number

Primary APN	`15630019000500`
Alternative APN	`61-15-630-019-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	56,628 sqft (1.3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7091 14TH ST
City	SPRING LAKE
State	MI
Zip	49456-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRUITPORT CHARTER TOWNSHIP ROBINSONS ADDITION TO VILLAGE OF FRUITPORT ALL THAT PART OF BLK 19 LYING S & E OF W FRUITPORT RD S
Legal Range	15W
Legal Township	9N
Legal Section	30
Legal Subdivision	VILLAGE OF FRUITPORT
Legal Block	19
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	3
Census Block	3007
Census Tract	2800

Owner

7091 14th St is owned and occupied by an individual who bought it in November 2020.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	7091 14TH ST, SPRING LAKE, MI 49456-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Apr 20, 2006
Deed Document Number	20205704422
Deed Book / Page	4238 / 738
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0005622093
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7091 14TH ST, SPRING LAKE, MI 49456-9622
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7091 14TH ST, SPRING LAKE, MI 49456-9622

Mortgage

Document Number	004348/888
Date	Feb 21, 2024
Book Page	4348/888
Instrument	5814465

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 6, 2020
Property Address	7091 14TH ST, SPRING LAKE, MI 49456-9622
Document Number	004238/738
Book / Page	4238 / 738
Map Reference	LB 1 PG 27
Instrument Date	Oct 26, 2020
Instrument	5704422
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7091 14TH ST, 7091, SPRING LAKE, MI 49456-9622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 RYNEARSON ST, BUCHANAN, MI 49107-1718

Mortgage

Document Number	0004238739
Date	Nov 6, 2020
Instrument	4238/739

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 3, 2018
Property Address	7091 14TH ST, SPRING LAKE, MI 49456-9622
Document Number	0005622093
Book / Page	004156 / 000330
Instrument Date	Apr 25, 2018
Instrument	5622093
Transaction Type	Transfer
Record Updated	May 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7091 14TH ST SPRING LAKE MI 494569622, SPRING LAKE, MI 49456-9622

Tax Assessment & Valuation

The 2025 property tax bill for 7091 14th St was $3,891 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,000 (+2.03%)	$312,000 (+2.03%)
2025	$3,891.00 Homeowner's exemption	$152,900	$305,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7091 14th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7091 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 14th St

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