6920 14th St, Spring Lake, MI 49456 Property Records

Muskegon County property record for 6920 14th St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1980
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2025)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15630015000100`

Property Details

APN / Parcel Number

Primary APN	`15630015000100`
Alternative APN	`61-15-630-015-0001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,719 sqft Living Area
1st Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	25,003 sqft (0.574 acres)
Garage Area	1,096 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6920 14TH ST
City	SPRING LAKE
State	MI
Zip	49456-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRUITPORT CHARTER TOWNSHIP ROBINSONS ADDITION TO VILLAGE OF FRUITPORT N 200 FT OF W 125 FT OF BLK 15 N 33 FT OF W 100 FT USED
Legal Range	15W
Legal Township	9N
Legal Section	30
Legal Subdivision	VILLAGE OF FRUITPORT
Legal Block	15
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	3
Census Block	3004
Census Tract	2800

Owner

6920 14th St is owned and occupied by an individual who bought it in June 2025.

Source: Muskegon County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	870 INTERCHANGE DR, HOLLAND, MI 49423-8513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	20255853670
Deed Book / Page	4388 / 127
Prior Transfer Date	Feb 13, 2007
Prior Transfer Doc	0005231466
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jun 9, 2022
Property Address	6920 14TH ST, SPRING LAKE, MI 49456-9682
Document Number	004302/462
Book / Page	4302 / 462
Map Reference	LB 1 PG 27
Instrument Date	Jun 2, 2022
Instrument	5768083
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP HOLLAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6920 14TH ST, 6920, SPRING LAKE, MI 49456-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 14TH ST, SPRING LAKE, MI 49456-9682

Mortgage

Document Number	0004302463
Date	Jun 9, 2022
Instrument	4302-463

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6920 14TH ST, SPRING LAKE, MI 49456-9682
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004230/328
Date	Aug 18, 2020
Book Page	4230/328
Instrument	5696020

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jun 20, 2019
Property Address	6920 14TH ST, SPRING LAKE, MI 49456-9682
Document Number	004192/634
Book / Page	4192 / 634
Map Reference	LB 1 PG 27
Instrument Date	Jun 11, 2019
Instrument	5658364
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6920 14TH ST, 6920, SPRING LAKE, MI 49456-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6920 14TH ST, SPRING LAKE, MI 49456-9682

Mortgage

Document Number	0004192635
Date	Jun 20, 2019
Instrument	4192/635

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jan 15, 2019
Property Address	6920 14TH ST, SPRING LAKE, MI 49456-9682
Document Number	4176/784
Book / Page	4176 / 784
Map Reference	LB 1 PG 27
Instrument Date	Jan 15, 2019
Instrument	5642530
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PREMIER LAKESHORE TITLE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6920 14TH ST, 6920, SPRING LAKE, MI 49456-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 14TH ST, SPRING LAKE, MI 49456-9682

Mortgage

Document Number	5642531
Date	Jan 15, 2019
Instrument	5642531

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6920 14th St was $1,500 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+0.54%)	$262,000 (+0.54%)
2025	$1,500.00 Homeowner's exemption	$130,300	$260,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6920 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6920 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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