709 Winterberry Ln, Flora, IL 62839 Property Records

Clay County property record for 709 Winterberry Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	6.94 acres (302,306 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,664 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-100-007`

Property Details

APN / Parcel Number

Primary APN	`15-05-100-007`

Exterior

Architectural Style	Multi-Family
Lot Area	302,306 sqft (6.94 acres)

Location & Zoning

Street Address	709 WINTERBERRY LN
City	FLORA
State	IL
Zip	62839-3751
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 5-2-7 550' X 550' LYING 430' W OF SW NW FR 6.94 AC
Legal Range	07
Legal Township	02
Legal Section	05
Jurisdiction	CLAY IL
Township / Civil Division	STANFORD
Census Block Group	1
Census Block	1083
Census Tract	972200

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 WINTERBERRY LN, FLORA, IL 62839-3751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 27, 2023
Transfer Doc	0000206764
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	709 WINTERBERRY LN, FLORA, IL 62839-3751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D194277
Date	May 29, 2018
Instrument	D194277

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2019

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	709 WINTERBERRY LN, FLORA, IL 62839-3751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198998
Date	May 18, 2020
Instrument	198998

Lender

Name	FLORA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 7, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Stanford Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00 (+17.55%) Homeowner's exemption	$68,779 (+27.73%) Land $3,854 Building $64,925	$206,337 (+11.51%) Land $11,562 Building $194,775
2024	$3,117.00 (+6.38%)		$185,040 (+14.55%) Land $10,275 Building $174,765
2022	$2,930.00 (+0.58%) Homeowner's exemption	$53,846 Land $2,759 Building $51,087	$161,538 Land $8,277 Building $153,261
2021	$2,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winterberry Ln

Nearby Streets

All Flora, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures