1585 Winterberry Ln, Flora, IL 62839 Property Records

Clay County property record for 1585 Winterberry Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,616 sqft · built 1963
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2014)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-200-009`

Property Details

APN / Parcel Number

Primary APN	`15-05-200-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1585 WINTERBERRY LN
City	FLORA
State	IL
Zip	62839-3708
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 5-2-7 1.06 AC SE/COR SE NE 1.06 AC
Legal Range	07
Legal Township	02
Legal Section	05
Jurisdiction	CLAY IL
Township / Civil Division	STANFORD
Census Block Group	1
Census Block	1083
Census Tract	972200

Owner

1585 Winterberry Ln, a residential property, is owned and occupied by two individuals who bought it in April 2014.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1585 WINTERBERRY LN, FLORA, IL 62839-3708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2014 · Amount on File
Deed Sale	Apr 24, 2014 · Amount on File
Deed Document Number	2014183049
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	1585 WINTERBERRY LN, FLORA, IL 62839-3708
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208515
Date	Dec 5, 2023
Instrument	208515

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.33%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 3, 2020
Change Frequency	Annually
Min Rate At Change	6.33%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	13.3%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	1585 WINTERBERRY LN, FLORA, IL 62839-3708
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202325
Date	Jul 9, 2021
Instrument	202325

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	1585 WINTERBERRY LN, FLORA, IL 62839-3708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D193572
Date	Feb 22, 2018
Instrument	D193572

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 16, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1585 Winterberry Ln was $1,843 with a homeowner's exemption, up 7.5% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Stanford Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (+7.46%) Homeowner's exemption	$37,579 Land $2,734 Building $34,845	$112,737 Land $8,202 Building $104,535
2024	$1,715.00
2022	$1,527.00 (+0.53%) Homeowner's exemption	$28,611 Land $1,999 Building $26,612	$85,833 Land $5,997 Building $79,836
2021	$1,519.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1585 Winterberry Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1585 Winterberry Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

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