709 W Ellis Ave, Belding, MI 48809 Property Records

Ionia County property record for 709 W Ellis Ave, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,239 sqft · built 1900
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$77,945 (May 2008)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	May 2008 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40119500003500`

Property Details

APN / Parcel Number

Primary APN	`40119500003500`
Alternative APN	`34-401-195-000-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	840 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	132 ft deep x 71 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	709 W ELLIS AVE
City	BELDING
State	MI
Zip	48809-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CITY OF BELDING SUBD OF LOT 73 OF ELLIS ADDN LOT 7 & E 5 FT LOT 8
Legal Subdivision	OF BELDING SUBD
Legal Lot Number	7-8,73
Jurisdiction	IONIA MI
Township / Civil Division	BELDING
Census Block Group	2
Census Block	2009
Census Tract	30300

Owner

Source: Ionia County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 W ELLIS AVE, BELDING, MI 48809-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2008 · Amount on Record
Deed Sale	May 29, 2008 · Amount on Record
Prior Sale	Mar 14, 2006 · Amount on Record
Deed Book / Page	608 / 3189
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	592/02182
Record Updated	Sep 20, 2026

May 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	May 29, 2008
Property Address	709 W ELLIS AVE, BELDING, MI 48809-1119
Document Number	608/03189
Book / Page	608 / 03189
Map Reference	LB1 PG47
Instrument Date	May 23, 2008
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORPORATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5091 LINCOLN LAKE AVE NE, 5091, LOWELL, MI 49331-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 TAFT CT, BELDING, MI 48809-2269

Mortgage

Document Number	0608/03190
Date	May 29, 2008
Book Page	608/03190

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	May 23, 2046

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,900 (+11.29%) Land $16,100 Building $61,800	$155,800 (+11.29%) Land $32,200 Building $123,600
2025	$1,388.00 (+2.59%) Homeowner's exemption	$70,000 (+29.87%) Land $13,200 Building $56,800	$140,000 (+29.87%) Land $26,400 Building $113,600
2024	$1,353.00
2023		$53,900 Land $8,500 Building $45,400	$107,800 Land $17,000 Building $90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELDING serves 5,769 people · EPA ID MI0000560
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20