Ionia County property record for 703 W Ellis Ave, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,396 sqft · built 1896 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Aug 2023) |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40119500003000 |
| Primary APN | 40119500003000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 703 W ELLIS AVE |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING SUBD OF LOT 73 OF ELLIS ADDN LOT 6 |
| Legal Subdivision | OF BELDING SUBD |
| Legal Lot Number | 6,73 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30300 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 703 W ELLIS AVE, BELDING, MI 48809-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2018 | Deed of Trust, Mortgage · FHA Mortgage ARK LA TEX FINANCIAL SERVICES LLC |
| Aug 9, 2018 | Warranty Deed, Transfer |
| Aug 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Aug 9, 2018 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 703 W ELLIS AVE, BELDING, MI 48809-1119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000651/0000004039 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 0000000651/0000004039 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Aug 9, 2018 |
| Property Address | 703 W ELLIS AVE, BELDING, MI 48809-1119 |
| Document Number | 651/4037 |
| Book / Page | 651 / 4037 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 VALLEY AVE NW, GRAND RAPIDS, MI 49504-2944 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 703 W ELLIS AVE, BELDING, MI 48809-1119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0006471528 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 0647/1528 |
| Name | COMMUNITY FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | Jefferson City, MO 65101 |
| Type | Conventional Mortgage |
|---|
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,900 (+11.13%) Land $15,500 Building $63,400 | $157,800 (+11.13%) Land $31,000 Building $126,800 | |
| 2025 | $3,131.00 Homeowner's exemption | $71,000 (+29.09%) Land $12,800 Building $58,200 | $142,000 (+29.09%) Land $25,600 Building $116,400 |
| 2023 | $55,000 Land $8,200 Building $46,800 | $110,000 Land $16,400 Building $93,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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