709 Spruce Dr, Yukon, OK 73099 Property Records

Canadian County property record for 709 Spruce Dr, Yukon, OK 73099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1972
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$151,900 (Sep 2023)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090720-007013-000000`

Property Details

APN / Parcel Number

Primary APN	`090720-007013-000000`
Alternative APNs	`090018058` `0018058` `18058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	090018058
Street Address	709 SPRUCE DR
City	YUKON
State	OK
Zip	73099-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YUKON HILLS LT 13 BLK 7
Legal Range	05W
Legal Township	12N
Legal Section	21
Legal Subdivision	YUKON HILLS
Legal Block	7
Legal Lot Number	13
Jurisdiction	CANADIAN OK
Township / Civil Division	EAST CANADIAN
Census Block Group	1
Census Block	1007
Census Tract	301100

Owner

709 Spruce Dr is owned and occupied by an individual who bought it in September 2023.

Source: Canadian County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	709 SPRUCE DR, YUKON, OK 73099-4023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Sep 21, 2023	Deed, Transfer · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Oct 9, 2001
Deed Document Number	202323358
Deed Book / Page	5735 / 722
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	0000023358
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANADIAN OK
Recording Date	Apr 6, 2026
Property Address	709 SPRUCE DR, YUKON, OK 73099-4023
Document Number	0000008405
Book / Page	6197 / 90
Instrument Date	Mar 31, 2026
Instrument	20268405
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SPRUCE DR, YUKON, OK 73099-4023

Mortgage

Document Number	0000008405,
Date	Apr 6, 2026
Book Page	6197/90
Instrument	20268405

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CANADIAN OK
Recording Date	Sep 21, 2023
Property Address	709 SPRUCE DR, YUKON, OK 73099-4023
Document Number	0000023358
Book / Page	RB 5735 / 722
Instrument Date	Sep 20, 2023
Instrument	R 2023 23358
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	CHICAGO TITLE OKLAHOMA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005724
Date	Sep 21, 2023
Instrument	RB 5735/724

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000023360
Date	Sep 21, 2023
Book Page	RB 5735/741
Instrument	R 2023 23360

Lender

Name	OKLAHOMA HOUSING FINANCE AGENCY
Type	Government Agency
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 709 Spruce Dr was $1,542 with a homeowner's exemption, down 12.6% from the year before.

Source: Canadian County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Canadian County
Municipality	Yukon City
Unified School District	Yukon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (-12.59%) Homeowner's exemption	$15,324 (-11.86%) Land $1,980 Building $13,344	$127,700 (-11.85%) Land $16,500 Building $111,200
2024	$1,764.00 (+95.57%) Homeowner's exemption	$17,385 (+86.33%) Land $1,980 Building $15,405	$144,874 (+8.8%) Land $16,500 Building $128,374
2023	$902.00 (+2.85%) Homeowner's exemption	$9,330 (+2.99%) Land $1,893 Building $7,437	$133,154 (+24.39%) Land $16,500 Building $116,654
2022	$877.00 Homeowner's exemption	$9,059 Land $1,890 Building $7,169	$107,045 Land $16,500 Building $90,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Spruce Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2007)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUKON serves 22,498 people · EPA ID OK2000910
Water Source	Purchased surface water from OKLAHOMA CITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink.

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