709 Snow Ghost St, Belgrade, MT 59714 Property Records

Gallatin County property record for 709 Snow Ghost St, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2022
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$537,320 (Jul 2026)
Tax Bill	$3,150 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00REF84600`

Property Details

APN / Parcel Number

Primary APN	`00REF84600`
Alternative APNs	`06-1010-35-3-22-32-0000` `R863220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00REF84600
Street Address	709 SNOW GHOST ST
City	BELGRADE
State	MT
Zip	59714-7634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGER HEIGHTS SUB PH 2D, S35, T01 N, R04 E, BLOCK 8, LOT 5, ACRES 0.173, PER PLAT J-689
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BRIDGER HEIGHTS SUB PH 2D
Legal Block	8
Legal Lot Number	5
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2000
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	709 SNOW GHOST ST, BELGRADE, MT 59714-7634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 31, 2022	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Document Number	20262882065
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 20, 2026
Property Address	709 SNOW GHOST ST, BELGRADE, MT 59714-7634
Document Number	0002882065
Instrument Date	Jul 15, 2026
Instrument	20262882065
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE SECURITY INC, SECURITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SNOW GHOST ST, BELGRADE, MT 59714-7634

Mortgage

Document Number	0002882065,
Date	Jul 20, 2026
Instrument	20262882065

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 31, 2022
Property Address	709 SNOW GHOST ST, BELGRADE, MT 59714-7634
Document Number	0002789862
Map Reference	PL J-689
Instrument Date	Aug 26, 2022
Instrument	2789862
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SNOW GHOST STREET, BELGRADE, MT 59714-7634

Mortgage

Document Number	0002789863
Date	Oct 31, 2022
Instrument	2789863

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,150.00 (+5.32%)	$571,800 (-)	$571,800 (-) Land $184,024 Building $387,776
2025	$2,991.00 (-27.42%)	$571,800 (+14.22%)	$571,800 (+14.22%) Land $184,024 Building $387,776
2023	$4,121.00	$500,600	$500,600 Land $122,713 Building $377,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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