705 Snow Ghost St, Belgrade, MT 59714 Property Records

Gallatin County property record for 705 Snow Ghost St, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2022
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$553,173 (May 2026)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00REF84598`

Property Details

APN / Parcel Number

Primary APN	`00REF84598`
Alternative APNs	`06-1010-35-3-22-36-0000` `R863222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00REF84598
Street Address	705 SNOW GHOST ST
City	BELGRADE
State	MT
Zip	59714-7634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGER HEIGHTS SUB PH 2D, S35, T01 N, R04 E, BLOCK 8, LOT 3, ACRES 0.173, PER PLAT J-689
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BRIDGER HEIGHTS SUB PH 2D
Legal Block	8
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2000
Census Tract	104

Owner

Source: Gallatin County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 SNOW GHOST ST, BELGRADE, MT 59714-7634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit MANHATTAN BANK
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Deed Document Number	20262876463
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	705 SNOW GHOST ST, BELGRADE, MT 59714-7634
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SNOW GHOST ST, BELGRADE, MT 59714-7634

Mortgage

Document Number	0002812362
Date	Oct 3, 2023
Instrument	2812362

Lender

Name	MANHATTAN BANK
Type	Bank
Address	MANHATTAN, MT 59741

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	May 7, 2026
Property Address	705 SNOW GHOST ST, BELGRADE, MT 59714-7634
Document Number	0002876463
Instrument Date	May 7, 2026
Instrument	2026.2876463
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SNOW GHOST ST, BELGRADE, MT 59714-7634

Mortgage

Document Number	0002876464,
Date	May 7, 2026
Instrument	2026.2876464

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 6, 2022
Property Address	705 SNOW GHOST ST, BELGRADE, MT 59714-7634
Document Number	0002788271
Map Reference	PL J-689
Instrument Date	Sep 29, 2022
Instrument	2788271
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 SNOW GHOST STREET, BELGRADE, MT 59714-7634

Mortgage

Document Number	0002788272
Date	Oct 6, 2022
Instrument	2788272

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (-31.87%)	$514,900 (+9.83%)	$514,900 (+9.83%) Land $184,024 Building $330,876
2023	$3,860.00	$468,800	$468,800 Land $122,713 Building $346,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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