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709 Saddlebrook Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 709 Saddlebrook Rd, Culpeper, VA 22701 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,030 sqft · built 2018
Lot Size0.276 acres (12,023 sqft)
OwnerIndividual Name on File
Last Sale$439,685 (Mar 2019)
Tax Bill$2,592 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Nov 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4-1O-1-1 3-0

Property Details

APN / Parcel Number

Primary APN4-1O-1-1 3-0
Alternative APN
  • 24835

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,030 sqft Living Area
Basement Area1,506 sqft
Unfinished Basement1,506 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,023 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number24835
Street Address709 SADDLEBROOK RD
CityCULPEPER
StateVA
Zip22701-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTIAN BROOK ESTATES PHASE 1 LOT 30 PF3/933
Legal SubdivisionMOUNTIAN BROOK ESTATE
Legal Phase1
Legal Lot Number30
JurisdictionCULPEPER VA
Township / Civil DivisionEAST FAIRFAX
Census Block Group2
Census Block2043
Census Tract930400

Owner

Source: Culpeper County records · APN 4-1O-1-1 3-0

Assessment roll updated November 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address709 SADDLEBROOK RD, CULPEPER, VA 22701-3363
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 12, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOMEAMERICAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2019 · Amount on Record
Deed SaleMar 12, 2019 · Amount on Record
Deed Document Number20191072
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address709 SADDLEBROOK RD, CULPEPER, VA 22701-3363
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyNOT AVAILABLE, DISCOVER FULFILLMENT CENTNER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230001709
DateMay 03, 2023
Instrument230001709
Lender
NameDISCOVER BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMay 02, 2053
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address709 SADDLEBROOK RD, CULPEPER, VA 22701-3363
Transaction TypeMortgage
Record UpdatedJan 20, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210010174
DateNov 29, 2021
Instrument210010174
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateMar 12, 2019
Property Address709 SADDLEBROOK RD, CULPEPER, VA 22701-3363
Document Number190001072
Instrument DateMar 08, 2019
Instrument190001072
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2021
Title CompanyCHAMPION TITLE & STLMNTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 SADDLEBROOK RD, CULPEPER, VA 22701-3363

Mortgage

Document Number190001073
DateMar 12, 2019
Instrument190001073
Lender
NameHOMEAMERICAN MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,592.00 (-12.79%)$602,800 (+3.15%) Land $108,900 Building $493,900$602,800 (+3.15%) Land $108,900 Building $493,900
2024$2,972.00 (-3.29%)
2023$3,073.00$584,400 Land $104,200 Building $480,200$584,400 Land $104,200 Building $480,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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