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729 Saddlebrook Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 729 Saddlebrook Rd, Culpeper, VA 22701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,074 sqft · built 2018
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Nov 2019)
Tax Bill$1,967 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-O-1-2-48

Property Details

APN / Parcel Number

Primary APN41-O-1-2-48
Alternative APN
  • 23315

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,074 sqft Living Area
Basement Area994 sqft
Unfinished Basement994 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23315
Street Address729 SADDLEBROOK RD
CityCULPEPER
StateVA
Zip22701-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN BROOK ESTATES PHASE 2, LOT 48 10,101 SQ FT PF 1/107-109
Legal SubdivisionMOUNTAIN BROOK ESTATE
Legal Phase2
Legal Lot Number10,48,1
JurisdictionCULPEPER VA
Township / Civil DivisionEAST FAIRFAX
Census Block Group2
Census Block2043
Census Tract930400

Owner

Source: Culpeper County records · APN 41-O-1-2-48

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address729 SADDLEBROOK RD, CULPEPER, VA 22701-3363
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Nov 13, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Mar 01, 2019Grant Deed, Subdivision Related Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Prior SaleMar 01, 2019 · Amount on Record
Deed Document Number20196154
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateMar 09, 2021
Property Address729 SADDLEBROOK RD, CULPEPER, VA 22701-3363
Document Number210002130
Instrument DateMar 08, 2021
Instrument210002130
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 SADDLEBROOK RD, CULPEPER, VA 22701-3363

Mortgage

Document Number210002131
DateMar 09, 2021
Instrument210002131
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateNov 13, 2019
Property Address729 SADDLEBROOK RD, CULPEPER, VA 22701-3363
Document Number190006154
Instrument DateNov 12, 2019
Instrument6154
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 SADDLEBROOK RD CULPEPER VA 227013363, CULPEPER, VA 22701-3363

Mortgage

Document Number190006155
DateNov 13, 2019
Instrument6155
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049
Interest
Rate TypeFixed Rate

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCULPEPER VA
Recording DateMar 01, 2019
Property Address729 SADDLEBROOK RD, CULPEPER, VA 22701-3363
Document Number190000902
Instrument DateFeb 25, 2019
Instrument902
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 09, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 SADDLEBROOK RD CULPEPER VA 227013363, CULPEPER, VA 22701-3363

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,967.00 (-12.81%)$457,400 (+4.74%) Land $108,400 Building $349,000$457,400 (+4.74%) Land $108,400 Building $349,000
2024$2,256.00 (-1.78%)
2023$2,297.00$436,700 Land $103,700 Building $333,000$436,700 Land $103,700 Building $333,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510479304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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