709 S Garfield St, Philo, IL 61864 Property Records

Champaign County property record for 709 S Garfield St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.349 acres (15,196 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Dec 2021)
Tax Bill	$3,313 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-376-009`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-376-009`

Exterior

Lot Area	15,196 sqft (0.349 acres)

Location & Zoning

Street Address	709 S GARFIELD ST
City	PHILO
State	IL
Zip	61864-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 KNOLLS ADD 3
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	KNOLLS ADD 3
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1038
Census Tract	10901

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	709 S GARFIELD ST, PHILO, IL 61864-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202129716
Record Updated	Jun 8, 2026

December 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 22, 2021
Property Address	709 S GARFIELD ST, PHILO, IL 61864-9614
Document Number	0000029716
Map Reference	MB O PG 28
Instrument Date	Dec 20, 2021
Instrument	2021R29716
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 S GARFIELD ST, PHILO, IL 61864-9614

Mortgage

Document Number	0000029717
Date	Dec 22, 2021
Instrument	2021R29717

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,910 (+25.02%) Land $7,880 Building $59,030	$200,730 (+25.02%) Land $23,640 Building $177,090
2024	$3,313.00 (+9.77%)
2022	$3,018.00 Homeowner's exemption	$53,520 Land $6,300 Building $47,220	$160,560 Land $18,900 Building $141,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless, Watch TV.

Nearby Properties on S Garfield St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures