604 S Garfield St, Philo, IL 61864 Property Records

Champaign County property record for 604 S Garfield St, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.371 acres (16,159 sqft)
OwnerIndividual Name on Record
Last Sale$122,000 (Jun 2004)
Tax Bill$5,282 (2024)
Flood ZoneZone X (minimal risk)
APN19-27-23-331-007

Property Details

APN / Parcel Number

Primary APN19-27-23-331-007

Exterior

Lot Area16,159 sqft (0.371 acres)

Location & Zoning

Street Address604 S GARFIELD ST
CityPHILO
StateIL
Zip61864-9671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 KNOLLS ADD 2
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionKNOLLS ADD 2
Legal Lot Number7
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1037
Census Tract10901

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 S GARFIELD ST, PHILO, IL 61864-9671
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2004 · Amount on Record
Deed SaleJun 2, 2004 · Amount on Record
Deed Document Number200416701
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,230 (+25.03%) Land $7,070 Building $101,160$324,690 (+25.03%) Land $21,210 Building $303,480
2024$5,282.00 (+10.04%)
2022$4,800.00 Homeowner's exemption Senior Citizen's exemption$86,560 Land $5,650 Building $80,910$259,680 Land $16,950 Building $242,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
MF Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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