St. Charles County property record for 709 S 4th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,515 sqft · built 1929 |
| Lot Size | 0.226 acres (9,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Sep 2001) |
| Tax Bill | $2,691 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012220A000 |
| Primary APN | 012220A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,515 sqft Living Area |
| Gross Area | 2,286 sqft |
| 1st Floor Area | 771 sqft |
| Basement Area | 771 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,840 sqft (0.226 acres) |
| Lot Dimensions | 164 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Open Porch |
| Porch Area | 185 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 012220A000 |
|---|---|
| Street Address | 709 S 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 134 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 134 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 310502 |
709 S 4th St is owned and occupied by an individual who bought it in September 2001.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 S 4TH ST, SAINT CHARLES, MO 63301-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2001 · Amount on File |
| Deed Sale | Sep 13, 2001 · Amount on File |
| Deed Document Number | 200177935 |
| Deed Book / Page | 2663 / 459 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 709 S 4th St was $2,691.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,838 (-) | $225,460 (-) Land $50,000 Building $175,460 | |
| 2025 | $2,691.00 | $42,838 | $225,460 Land $50,000 Building $175,460 |
| 2023 | $40,543 | ||
| 2022 | $213,392 Land $37,500 Building $175,892 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 709 S 4th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 709 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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