702 S 4th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 702 S 4th St, Saint Charles, MO 63301

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 1,464 sqft · built 1950
Lot Size	0.138 acres (6,030 sqft)
Owner	Company Name on File
Last Sale	$112,500 (Feb 2019)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`006950A000`

Property Details

APN / Parcel Number

Primary APN	`006950A000`
Alternative APN	`6-014A-B083-00-0010.0000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	1,464 sqft
Basement Area	1,464 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,030 sqft (0.138 acres)
Lot Dimensions	90 ft deep x 67 ft wide
Porch	Porch
Deck Area	Deck Area
Patio Area	105 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	006950A000
Street Address	702 S 4TH ST
City	SAINT CHARLES
State	MO
Zip	63301-3427
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	AA5
Legal Description	PT CITY BLK 83
Legal Subdivision	CITY ST CHARLES
Legal Block	83
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2036
Census Tract	310502

Owner

702 S 4th St, a triplex, is owned by a company that bought it in February 2019.

Source: St. Charles County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 102, HAZELWOOD, MO 63042-0102
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Deed Document Number	201955630
Deed Book / Page	7033 / 180
Prior Transfer Date	Jan 15, 1998
Prior Transfer Doc	0000027921
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 5, 2019
Property Address	702 S 4TH ST, SAINT CHARLES, MO 63301-3427
Document Number	0070330180
Book / Page	7033 / 0180
Instrument Date	Feb 5, 2019
Instrument	20190205000055630
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BRIDLEWOOD DR, LAKE SAINT LOUIS, MO 63367-2224

Mortgage

Document Number	20190205000055640
Date	Feb 5, 2019
Instrument	20190205000055640

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 702 S 4th St was $2,440, up 9.4% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (+9.42%)	$38,791	$204,163 Land $50,000 Building $154,163
2024	$2,230.00
2023		$34,587
2022			$182,037 Land $37,500 Building $144,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 S 4th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1979–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 6 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 702 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20