709 Rosemare Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 709 Rosemare Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2020)
Tax Bill	$6,162 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-06-205-014`

Property Details

APN / Parcel Number

Primary APN	`08-06-205-014`
Alternative APN	`806205014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Basement Area	1,908 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Garage Area	650 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	709 ROSEMARE DR
City	ROSCOE
State	IL
Zip	61073-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CRYSTAL HILLS NO 2 PT NE1/4 SEC 6-45-2LOT 64
Legal Range	2
Legal Township	45
Legal Section	6
Legal Subdivision	CRYSTAL HILLS NO 2
Legal Lot Number	64
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3018
Census Tract	3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 ROSEMARE DR, ROSCOE, IL 61073-6416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK
Feb 7, 2018	Loan Modification, Mortgage · FHA Mortgage PNC BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	202017992
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 6, 2020
Property Address	709 ROSEMARE DR, ROSCOE, IL 61073-6416
Document Number	0001017992
Instrument Date	Jun 18, 2020
Instrument	1017992
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 ROSEMARE DR ROSCOE IL 610736416, ROSCOE, IL 61073-6416

Mortgage

Document Number	1017993
Date	Jul 6, 2020
Instrument	1017993

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	709 ROSEMARE DR, ROSCOE, IL 61073-6416
Document Number	0001008509
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 ROSEMARE DR ROSCOE IL 610736416, ROSCOE, IL 61073-6416

Mortgage

Document Number	0001008509
Date	Mar 27, 2018
Instrument	1008509

Lender

Name	PNC BK/NJ
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,162.00	$86,094 (+33.46%) Land $17,222 Building $68,872	$258,282 (+33.46%) Land $51,666 Building $206,616
2022	Homeowner's exemption	$64,509 Land $12,904 Building $51,605	$193,527 Land $38,712 Building $154,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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