694 Rosemare Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 694 Rosemare Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,344 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2025)
Tax Bill	$6,625 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-207-016`

Property Details

APN / Parcel Number

Primary APN	`08-06-207-016`
Alternative APN	`806207016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Garage Area	605 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	694 ROSEMARE DR
City	ROSCOE
State	IL
Zip	61073-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CRYSTAL HILLS NO 2 PT NE1/4 SEC 6-45-2LOT 71
Legal Range	2
Legal Township	45
Legal Section	6
Legal Subdivision	CRYSTAL HILLS NO 2
Legal Lot Number	71
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3017
Census Tract	3801

Owner

694 Rosemare Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · SBA Mortgage NONE LISTED ON DOCUMENT
Jun 26, 2025	Deed of Trust, Mortgage HUD
Oct 30, 2025	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	202528346
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 1, 2026
Property Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327
Document Number	0000016595
Instrument Date	Jun 25, 2026
Instrument	202616595
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327

Mortgage

Document Number	0000016595,
Date	Jul 1, 2026
Instrument	202616595

Lender

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	2.88%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015637
Date	Jun 26, 2025
Instrument	2515637

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	276 Months
Due	Jun 1, 2048

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 30, 2025
Property Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327
Document Number	0000028346
Map Reference	PB 44 PG 181B
Instrument Date	Oct 29, 2025
Instrument	2528346
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327

Mortgage

Document Number	0000028347
Date	Oct 30, 2025
Instrument	2528347

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	694 ROSEMARE DR, ROSCOE, IL 61073-6327
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040172
Date	Nov 8, 2021
Instrument	2140172

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 694 Rosemare Dr was $6,625, up 3.5% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,625.00 (+3.48%) Homeowner's exemption	$92,111 (+9.49%) Land $17,222 Building $74,889	$276,333 (+9.49%) Land $51,666 Building $224,667
2024	$6,402.00 Homeowner's exemption	$84,127 Land $15,729 Building $68,398	$252,381 Land $47,187 Building $205,194
2022	Homeowner's exemption	$69,017 Land $12,904 Building $56,113	$207,051 Land $38,712 Building $168,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 694 Rosemare Dr in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 Rosemare Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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