709 Palm Hammock Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 709 Palm Hammock Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 990 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Nov 2020)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`074531-1590`

Property Details

APN / Parcel Number

Primary APN	`074531-1590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,642 sqft
1st Floor Area	990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 PALM HAMMOCK CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 159 OR5093/1546
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	2
Legal Lot Number	159
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	20606

Owner

Source: St. Johns County records · APN 074531-1590

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2020 · Amount on Record
Deed Sale	Nov 06, 2020 · Amount on Record
Prior Sale	Jul 07, 2004 · Amount on Record
Deed Document Number	2020100670
Deed Book / Page	5093 / 1546
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 06, 2020
Property Address	709 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8091
Document Number	0050931546
Book / Page	005093 / 001546
Instrument Date	Nov 04, 2020
Instrument	100670
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	709 PALM HAMMOCK CIR ST AUGUSTINE FL 320958091, ST AUGUSTINE, FL 32095-8091

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,609 (+2.7%)	$227,291 (-1.66%) Land $65,000 Building $162,291
2025	$2,266.00 (+14.39%) Homeowner's exemption	$181,703 (+2.9%)	$231,127 (-4.79%) Land $60,000 Building $171,127
2024	$1,981.00 (+2.27%) Homeowner's exemption	$176,582 (+3%)	$242,758 (+3.26%) Land $74,000 Building $168,758
2023	$1,937.00 (+3.58%) Homeowner's exemption	$171,439 (+3%)	$235,098 (+5.8%) Land $70,000 Building $165,098
2022	$1,870.00 Homeowner's exemption	$166,446	$222,219 Land $61,600 Building $160,619

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-EAGLE CREEK WS serves 655 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.