St. Johns County property record for 705 Palm Hammock Cir, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1996 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,799 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074531-1600 |
| Primary APN | 074531-1600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,547 sqft |
| 1st Floor Area | 1,181 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 348 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 312 sqft |
| Deck Area | Deck Area |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 705 PALM HAMMOCK CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 160 OR1187/1713 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 50 |
| Legal Subdivision | EAGLE CREEK OF ST AUGUSTINE |
| Legal Block | 2 |
| Legal Lot Number | 160 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 074531-1600
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Dec 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 705 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8091 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043800283 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 4380/0283 |
| Instrument | 2017036698 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 705 PALM HAMMOCK CIR, SAINT AUGUSTINE, FL 32095-8091 |
| Document Number | 0051241018 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 PALM HAMMOCK CIR ST AUGUSTINE FL 320958091, ST AUGUSTINE, FL 32095-8091 |
| Document Number | 0051241018 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 005124/001018 |
| Instrument | 113852 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 13, 2035 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,122 (+2.7%) | $319,162 (-4.33%) Land $65,000 Building $254,162 | |
| 2025 | $1,799.00 (+15.54%) Homeowner's exemption | $147,149 (+2.9%) | $333,591 (-3.5%) Land $60,000 Building $273,591 |
| 2024 | $1,557.00 (+2.3%) Homeowner's exemption | $143,002 (+3%) | $345,683 (+8.82%) Land $74,000 Building $271,683 |
| 2023 | $1,522.00 (+4.03%) Homeowner's exemption | $138,837 (+3%) | $317,665 (+9.15%) Land $70,000 Building $247,665 |
| 2022 | $1,463.00 Homeowner's exemption | $134,793 | $291,040 Land $61,600 Building $229,440 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 252 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured 98 under condo master policies |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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