709 Oakland Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 709 Oakland Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$101,500 (Jul 2001)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`085410-0400`

Property Details

APN / Parcel Number

Primary APN	`085410-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 OAKLAND AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-73 PONCE DE LEON HEIGHTS E1/2 LOT 40 & ALL LOTS 41 & 42 BLK 6 OR1628/647
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	6
Legal Lot Number	40-42
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3027
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1241, SAINT AUGUSTINE, FL 32085-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2001 · Amount on Record
Deed Sale	Jul 18, 2001 · Amount on Record
Deed Document Number	200136408
Deed Book / Page	1628 / 647
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	709 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-1825
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-1825

Mortgage

Document Number	0053730172
Date	Sep 20, 2021
Book Page	5373/172
Instrument	2021102919

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Sep 19, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,681 (+2.7%)	$327,857 (+3.41%) Land $85,312 Building $242,545
2025	$1,645.00 (+11.37%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$145,746 (+5.99%)	$317,044 (+7.72%) Land $85,312 Building $231,732
2024	$1,477.00 (+2.5%)
2023	$1,441.00 (+0.07%) Homeowner's exemption Disabled Person's exemption	$137,513 (+3%)	$294,328 (-5.89%) Land $76,781 Building $217,547
2022	$1,440.00 Homeowner's exemption Disabled Person's exemption	$133,508	$312,759 Land $63,700 Building $249,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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