690 Oakland Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 690 Oakland Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2024)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`085860-0050`

Property Details

APN / Parcel Number

Primary APN	`085860-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	80 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	690 OAKLAND AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-73 PONCE DE LEON HGTS S80FT OF LOTS 5 & E 1/2 OF 4 BLK 16 OR5951/1648
Legal Range	29
Legal Township	07
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	16
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3002
Census Tract	20903

Owner

Source: St. Johns County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	E4249 NACHREINER HOLLOW RD, PLAIN, WI 53577-9740
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2022	Warranty Deed, Transfer · Line of Credit GROUNDFLOOR JACKSONVILLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202438359
Deed Book / Page	5951 / 1648
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 12, 2023
Property Address	690 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-1819
Document Number	0058700861
Book / Page	5870 / 861
Map Reference	MB 3 PG 73
Instrument Date	Nov 21, 2023
Instrument	2023096610
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Tax	$872.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-1819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	696 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-1819

Mortgage

Document Number	0005870863
Date	Dec 12, 2023
Instrument	5870/863

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 10, 2022
Property Address	690 OAKLAND AVE, SAINT AUGUSTINE, FL 32084-1819
Document Number	0055121957
Book / Page	5512 / 1957
Map Reference	MB 3 PG 73
Instrument Date	Mar 8, 2022
Instrument	2022026332
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 PAW PAW DR, HOLLAND, MI 49423-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ATHENS DR, SAINT AUGUSTINE, FL 32092-1894

Mortgage

Document Number	0055121959
Date	Mar 10, 2022
Book Page	5512/1959
Instrument	2022026333

Lender

Name	GROUNDFLOOR JACKSONVILLE LLC
Type	Non-Lending Institution
Address	JACKSONVILLE BEACH, FL 32250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 4, 2022

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,438 (+4%) Land $46,125 Building $247,313	$293,438 (+4%) Land $46,125 Building $247,313
2025	$4,150.00 (+27.54%)	$282,148 (+18.48%)	$282,148 (+18.48%) Land $46,125 Building $236,023
2024	$3,254.00 (+0.15%)	$238,133 (+1.4%)	$238,133 (+1.4%) Land $47,560 Building $190,573
2023	$3,249.00 (+10.66%)	$234,853 (-5.81%)	$234,853 (-5.81%) Land $44,280 Building $190,573
2022	$2,936.00 Homeowner's exemption	$249,351	$249,351 Land $36,736 Building $212,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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