709 N 7th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 709 N 7th St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 676 sqft · built 1905
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on File
Last Sale	$133,320 (Apr 2025)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020450A000`

Property Details

APN / Parcel Number

Primary APN	`020450A000`
Alternative APN	`6-009A-4411-00-0014.0000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	020450A000
Street Address	709 N 7TH ST
City	SAINT CHARLES
State	MO
Zip	63301-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF2
Legal Description	SALVETORS ADDN S LOT 14 & 1 FT LOT 13
Legal Subdivision	SALVETORS ADDN-ST CHAS
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1014
Census Tract	310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

709 N 7th St is owned by a company that bought it in April 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	2324 MALIBU DR, SAINT CHARLES, MO 63303-5489
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Feb 7, 2018	Special Warranty Deed, Transfer · Construction Mortgage DAS ACQUISITION
Nov 7, 2017	Grant Deed, Foreclosure SERVICELINK
Sep 5, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	202517359
Prior Transfer Date	Sep 1, 2017
Prior Transfer Doc	0068020747
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	709 N 7TH ST, SAINT CHARLES, MO 63301-1913
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 N 6TH ST, SAINT CHARLES, MO 63301-1907

Mortgage

Document Number	0000024383
Date	Apr 28, 2022
Instrument	2022R-024383

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 7, 2018
Property Address	709 N 7TH ST, SAINT CHARLES, MO 63301-1913
Document Number	0068760812
Book / Page	6876 / 0812
Map Reference	MB 3 PG 44
Instrument Date	Feb 6, 2018
Instrument	20180207000068860
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	REGENCY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N 7TH ST, SAINT CHARLES, MO 63301-1913

Mortgage

Document Number	0068760818
Date	Feb 7, 2018
Book Page	6876/0818
Instrument	20180207000068880

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 7, 2017
Property Address	709 N 7TH ST, SAINT CHARLES, MO 63301-1913
Document Number	0068351285
Book / Page	006835 / 001285
Instrument Date	Sep 29, 2017
Instrument	697660
Transaction Type	Foreclosure
Record Updated	Nov 13, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 5, 2017
Property Address	709 N 7TH ST, SAINT CHARLES, MO 63301-1913
Document Number	0068020747
Book / Page	006802 / 000747
Instrument Date	Aug 15, 2017
Instrument	558390
Transaction Type	Foreclosure
Record Updated	Sep 12, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 709 N 7th St was $1,333, up 6.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,970 (-)	$110,366 (-) Land $40,000 Building $70,366
2025	$1,333.00 (+6.13%)	$20,970	$110,366 Land $40,000 Building $70,366
2024	$1,256.00
2023		$19,259
2022			$101,361 Land $30,000 Building $71,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 N 7th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 N 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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