1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. N 7th St

532 N 7th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 532 N 7th St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,490 sqft · built 1951
Lot Size0.103 acres (4,480 sqft)
OwnerIndividual Name on File
Last Sale$143,400 (Jul 2019)
Deeds & MortgagesSep 2022 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN019790A000

Property Details

APN / Parcel Number

Primary APN019790A000
Alternative APN
  • 6-009A-B210-00-0005.0000000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,490 sqft Living Area
Gross Area1,870 sqft
1st Floor Area836 sqft
Basement Area770 sqft
Finished Basement654 sqft
Unfinished Basement116 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,480 sqft (0.103 acres)
Lot Dimensions64 ft deep x 70 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area42 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number019790A000
Street Address532 N 7TH ST
CitySAINT CHARLES
StateMO
Zip63301-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 210
Legal SubdivisionCITY/STCHARLES
Legal Block210
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1040
Census Tract310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Commons Neighborhood Historic District
listed 2017 · 243 contributing resources · NRIS 100000851

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address532 N 7TH ST, SAINT CHARLES, MO 63301-1811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Deed of Trust, Mortgage
ST CHARLES COUNTY
Jul 15, 2019Warranty Deed, Transfer
FREEDOM TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2019 · Amount on File
Deed SaleJul 15, 2019 · Amount on File
Prior SaleDec 4, 2015 · Amount on File
Deed Document Number2019357060
Deed Book / Page7104 / 2480
Prior Transfer DateMar 20, 2000
Prior Transfer Doc0000017207
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address532 N 7TH ST, SAINT CHARLES, MO 63301-1811
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 N 7TH ST, SAINT CHARLES, MO 63301-1811

Mortgage

Document Number0000049703
DateSep 8, 2022
Instrument2022R-049703
Lender
NameST CHARLES COUNTY
TypeGovernment Agency
Agreement
AmountAmount on Record

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 15, 2019
Property Address532 N 7TH ST, SAINT CHARLES, MO 63301-1811
Document Number0071042480
Book / Page007104 / 002480
Instrument DateJul 9, 2019
Instrument357060
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 7TH ST NORTH ST ST CHARLES MO 63301, ST CHARLES, MO 63301

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$34,793 (+3.69%)$183,123 (+3.69%) Land $50,000 Building $133,123
2023$33,554
2022$176,599 Land $37,500 Building $139,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimAug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Nearby Properties on N 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures