Guadalupe County property record for 709 Morgan Run, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,060 sqft · built 2017 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,500 (Jul 2017) |
| Tax Bill | $1,207 (2023) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900502000300000 |
| Primary APN | 1G3900502000300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| Gross Area | 3,720 sqft |
| 1st Floor Area | 1,972 sqft |
| 2nd Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 132 sqft |
| Storage Building | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 709 MORGAN RUN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #5 BLOCK 20 LOT 3 0.1584 AC |
| Legal Subdivision | SADDLE CREEK RANCH #5 |
| Legal Tract | 3 |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 210612 |
709 Morgan Run is owned and occupied by two individuals who bought it in July 2017.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 MORGAN RUN, CIBOLO, TX 78108-3663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU |
| Sep 1, 2021 | Deed of Trust, Mortgage · VA Mortgage MR CHARLES MORTGAGE LLC |
| Jul 13, 2017 | Vendor's Lien, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on File |
| Deed Sale | Jul 13, 2017 · Amount on File |
| Deed Document Number | 201716011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 709 MORGAN RUN, CIBOLO, TX 78108-3663 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0099021220 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 202399021220 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 709 MORGAN RUN, CIBOLO, TX 78108-3663 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099030323 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202199030323 |
| Name | MR CHARLES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OMAHA, NE 68154 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 13, 2017 |
| Property Address | 709 MORGAN RUN, CIBOLO, TX 78108-3663 |
| Document Number | 0000016011 |
| Map Reference | VOL8 PG315 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017016011 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 709 MORGAN RUN, CIBOLO, TX 78108-3663 |
| Document Number | 0000016012 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017016012 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,371 (+4.55%) Land $45,082 Building $406,289 | $451,371 (+4.55%) Land $45,082 Building $406,289 | |
| 2025 | $431,711 Land $43,530 Building $388,181 | $431,711 Land $43,530 Building $388,181 | |
| 2023 | $1,207.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $474,135 Land $57,607 Building $416,528 | $474,135 Land $57,607 Building $416,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Morgan Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Morgan Run is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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