709 More Ave, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 709 More Ave, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,770 sqft · built 2018
Lot Size	0.465 acres (20,267 sqft)
Owner	Trust Name on File
Last Sale	$4,450,000 (Nov 2020)
Tax Bill	$58,575 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`407-08-032`

Property Details

APN / Parcel Number

Primary APN	`407-08-032`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,770 sqft Living Area
1st Floor Area	3,770 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	20,267 sqft (0.465 acres)
Lot Dimensions	183 ft deep x 110 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 MORE AVE
City	LOS GATOS
State	CA
Zip	95032-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	TRACT 5367 BOOK 324 PAGE 11 LOT 4
Legal Subdivision	TRACT NO 5367
Legal Tract	5367
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4003
Census Tract	507205

Owner

709 More Ave is owner-occupied and held in a trust since November 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	709 MORE AVE, LOS GATOS, CA 95032-1622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Intrafamily Transfer, Transfer
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 10, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 24, 2018	Grant Deed, Transfer · ARM HOMESTREET BANK
Aug 30, 2017	Grant Deed, Transfer YOSEMITE CAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	202024697229
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0021926989
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 2, 2022
Property Address	709 MORE AVE, LOS GATOS, CA 95032-1622
Document Number	0025395365
Map Reference	MB 324 PG 11
Instrument Date	Oct 24, 2022
Instrument	25395365
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	709 MORE AVE, LOS GATOS, CA 95032-1622

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	709 MORE AVE, LOS GATOS, CA 95032-1622
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MORE AVE, LOS GATOS, CA 95032-1622

Mortgage

Document Number	0025297812
Date	May 6, 2022
Instrument	25297812

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2020
Property Address	709 MORE AVE, LOS GATOS, CA 95032-1622
Document Number	0024697229
Instrument Date	Oct 22, 2020
Instrument	24697229
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,895.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	709 MORE AVE LOS GATOS CA 950321622, LOS GATOS, CA 95032-1622

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 24, 2018
Property Address	709 MORE AVE, LOS GATOS, CA 95032-1622
Document Number	0024010351
Map Reference	MB324 PG11
Instrument Date	Aug 21, 2018
Instrument	24010351
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	709 MORE AVE, LOS GATOS, CA 95032-1622

Mortgage

Document Number	0024010352
Date	Aug 24, 2018
Instrument	24010352

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 30, 2017
Property Address	709 MORE AVE, LOS GATOS, CA 95032-1622
Document Number	0023741269
Instrument Date	Aug 18, 2017
Instrument	23741269
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,530.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 MORE AVE LOS GATOS CA 950321622, LOS GATOS, CA 95032-1622

Mortgage

Document Number	23741270
Date	Aug 30, 2017
Instrument	23741270

Lender

Name	YOSEMITE CAP LLC
Type	Funding / Finance Company
Address	225 MARVIN AVE, LOS ALTOS, CA 94022-3713

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 709 More Ave was $58,575 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,913,157 (+2%) Land $3,533,057 Building $1,380,100
2025	$58,575.00 Homeowner's exemption	$4,816,822 Land $3,463,782 Building $1,353,040
2023	$49,856.00 (-9.71%) Homeowner's exemption	$4,125,000 Land $2,966,200 Building $1,158,800
2022	$55,215.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 709 More Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 More Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, T-Mobile, Verizon.

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