706 More Ave, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 706 More Ave, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,603 sqft · built 1975
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Trust Names on File
Last Sale	$2,720,000 (Feb 2019)
Tax Bill	$38,143 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`407-08-005`

Property Details

APN / Parcel Number

Primary APN	`407-08-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,603 sqft Living Area
1st Floor Area	2,603 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	150 ft deep x 130 ft wide
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	963 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	706 MORE AVE
City	LOS GATOS
State	CA
Zip	95032-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	TRACT 5367 BOOK 324 PAGE 11 LOT 21
Legal Subdivision	TRACT #5367
Legal Tract	5367
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4002
Census Tract	507205

Owner

706 More Ave is owner-occupied and held in a trust since February 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	706 MORE AVE, LOS GATOS, CA 95032-1623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 28, 2019	Grant Deed, Transfer · Second Mortgage (Down Payment) WELLS FARGO BANK NA
Aug 4, 2017	Intrafamily Transfer, Transfer · ARM FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Deed Document Number	201924124724
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	0023719238
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	706 MORE AVE, LOS GATOS, CA 95032-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024152250
Date	Apr 9, 2019
Instrument	24152250

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	706 MORE AVE, LOS GATOS, CA 95032-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024507277
Date	Jun 16, 2020
Instrument	24507277

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2019
Property Address	706 MORE AVE, LOS GATOS, CA 95032-1623
Document Number	0024124724
Map Reference	MB 324 PG 11
Instrument Date	Feb 26, 2019
Instrument	24124724
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	706 MORE AVE, LOS GATOS, CA 95032-1623

Mortgage

Document Number	0024124725
Date	Feb 28, 2019
Instrument	24124725

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	LIBOR
Max Rate	8.12%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 4, 2017
Property Address	706 MORE AVE, LOS GATOS, CA 95032-1623
Document Number	0023719238
Map Reference	MAP324 PG11
Instrument Date	Aug 1, 2017
Instrument	23719238
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	706 MORE AVE, LOS GATOS, CA 95032-1623

Mortgage

Document Number	0023719239
Date	Aug 4, 2017
Instrument	23719239

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 706 More Ave was $38,143.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,167,717 (+2%) Land $796,478 Building $2,371,239
2025	$38,143.00	$3,105,606 Land $780,861 Building $2,324,745
2023	$35,572.00 (+1.09%)	$2,916,386 Land $750,540 Building $2,165,846
2022	$35,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 706 More Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 More Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, T-Mobile, Verizon.

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