Montgomery County property record for 709 Lorene Cir, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Details | 3,240 sqft |
| Lot Size | 0.197 acres (8,586 sqft) |
| Owner | Company Name on File |
| Last Sale | $520,000 (Dec 2025) |
| Tax Bill | $1,033 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-20-05-018.00 |
| Primary APN | 23M-20-05-018.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,240 sqft Total Area |
| Exterior Material | Glass |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,586 sqft (0.197 acres) |
| Driveway | Driveway |
| Account Number | 656591 |
|---|---|
| Street Address | 709 LORENE CIR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1057 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ROSS MELTON PROP 4-PLEX & LOT 16 |
| Legal Subdivision | ROSS MELTON |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920301 |
709 Lorene Cir, a commercial property, is owned by a company that bought it in December 2025.
Source: Montgomery County records, as of April 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1086 WALKING HORSE WAY, SHARPSBURG, KY 40374-9345 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on File |
| Deed Sale | Dec 30, 2025 · Amount on File |
| Prior Sale | Dec 1, 1988 |
| Deed Document Number | 2025 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 709 Lorene Cir was $1,033.
Source: Montgomery County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 | $95,000 | $95,000 |
| 2023 | $1,022.00 | $95,000 | $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 709 Lorene Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Lorene Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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