Montgomery County property record for 705 Lorene Cir, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Details | 2,777 sqft |
| Owner | 2 Company Names on File |
| Last Sale | $80,000 (Apr 1999) |
| Tax Bill | $1,109 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-20-05-020.00 |
| Primary APN | 23M-20-05-020.00 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,777 sqft Total Area |
| Basement Area | 957 sqft |
| Finished Basement | 957 sqft |
| Family Room | Family Room |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Account Number | 7965 |
|---|---|
| Street Address | 705 LORENE CIR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1182 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ROSS MELTON PROP TRIPLEX & LOT 14 |
| Legal Subdivision | ROSS MELTON PROP |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920301 |
705 Lorene Cir, a commercial property, is owned by a company that bought it in April 1999.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6521 HIGHWAY 519, WEST LIBERTY, KY 41472-9491 |
| Owner Type | Individual, Secondary Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1999 · Amount on File |
| Deed Sale | Apr 1, 1999 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 705 Lorene Cir was $1,109.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,109.00 | $102,000 | $102,000 |
| 2023 | $1,097.00 | $102,000 | $102,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Lorene Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Lorene Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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