709 Irongate Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 709 Irongate Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Sep 2019)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Sale & Mortgage + 2 more
APN	`03-23-0-113-008`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-113-008`

Exterior

Effective Year Built	Effective 2019
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	709 IRONGATE CT
City	O FALLON
State	IL
Zip	62269-7442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNNAH HILLS 3RD ADD LOT 252 A02627498
Legal Subdivision	SAVANNNAH HILLS 3RD ADD
Legal Lot Number	252
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

709 Irongate Ct is owned and occupied by two individuals who bought it in September 2019.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 IRONGATE CT, O FALLON, IL 62269-7442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON
Sep 23, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG
Apr 13, 2018	Grant Deed, Construction Loan · Line of Credit FCB BK
Apr 5, 2018	Deed of Trust, Mortgage FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	Apr 13, 2018
Deed Document Number	20192627498
Prior Transfer Date	Apr 9, 2018
Prior Transfer Doc	00A2572790
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	709 IRONGATE CT, O FALLON, IL 62269-7442
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	BENEDICK TITLE, BENDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 IRONGATE CT, O FALLON, IL 62269-7442

Mortgage

Document Number	0A02776915
Date	Mar 24, 2023
Instrument	A02776915

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 23, 2019
Property Address	709 IRONGATE CT, O FALLON, IL 62269-7442
Document Number	00A2627498
Instrument Date	Sep 20, 2019
Instrument	2627498
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28295 COTTAGE LN NEW HUDSON MI 481658005, NEW HUDSON, MI 48165-8005

Mortgage

Document Number	A2627499
Date	Sep 23, 2019
Instrument	2627499

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 13, 2018
Property Address	709 IRONGATE CT, O FALLON, IL 62269-7442
Document Number	00A2572790
Instrument Date	Apr 9, 2018
Instrument	2572790
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Mortgage

Document Number	A2572793
Date	Apr 13, 2018
Instrument	2572793

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Mortgage

Document Number	A2572794,
Date	Apr 13, 2018
Instrument	2572794

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	709 IRONGATE CT, O FALLON, IL 62269-7442
Document Number	00A2572791
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	709 IRONGATE CT O FALLON IL 622697442, O FALLON, IL 62269-7442

Mortgage

Document Number	00A2572791
Date	Apr 13, 2018
Instrument	2572791

Lender

Name	FCB BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$168,095 Land $26,618 Building $141,477	$504,285 Land $79,854 Building $424,431
2022	$123,396 Land $20,962 Building $102,434	$370,188 Land $62,886 Building $307,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 709 Irongate Ct; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Irongate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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