705 Irongate Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 705 Irongate Ct, O Fallon, IL 62269 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$474,500 (Jun 2021)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2020 Line of Credit
APN	`03-23-0-113-009`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-113-009`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	705 IRONGATE CT
City	O FALLON
State	IL
Zip	62269-7442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNNAH HILLS 3RD ADD LOT 253 A02705214
Legal Subdivision	SAVANNNAH HILLS 3RD ADD
Legal Lot Number	253
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records · APN 03-23-0-113-009

Assessment roll updated August 28, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 IRONGATE CT, O FALLON, IL 62269-7442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROVISOR INC
Jul 02, 2020	Grant Deed, Construction Loan · Line of Credit FCB BANKS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	20212705214
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 23, 2021
Property Address	705 IRONGATE CT, O FALLON, IL 62269-7442
Document Number	0A02705214
Map Reference	DOC RA02537854
Instrument Date	Jun 17, 2021
Instrument	A02705214
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 04, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$711.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 IRONGATE CT, O FALLON, IL 62269-7442

Mortgage

Document Number	0A02705215
Date	Jun 23, 2021
Instrument	A02705215

Lender

Name	PROVISOR INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 02, 2020
Property Address	705 IRONGATE CT, O FALLON, IL 62269-7442
Document Number	00A2656666
Instrument Date	Jun 25, 2020
Instrument	2656666
Transaction Type	Construction Loan
Record Updated	Jul 23, 2020
Title Company	FIRST AMERICAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 IRONGATE CT O FALLON IL 622697442, O FALLON, IL 62269-7442

Mortgage

Document Number	A2656667
Date	Jul 02, 2020
Instrument	2656667

Lender

Name	FCB BANKS
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$161,240 (+30.45%) Land $22,052 Building $139,188	$483,720 (+30.45%) Land $66,156 Building $417,564
2022	$123,603 Land $19,124 Building $104,479	$370,809 Land $57,372 Building $313,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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