709 Hemlock Ave, Atwater, CA 95301 Property Records

Merced County property record for 709 Hemlock Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 893 sqft · built 1953
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (May 2023)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-022-017-000`

Property Details

APN / Parcel Number

Primary APN	`003-022-017-000`
Alternative APN	`003-022-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	893 sqft Living Area
1st Floor Area	893 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Area	200 sqft
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	003-022-017
Street Address	709 HEMLOCK AVE
City	ATWATER
State	CA
Zip	95301-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	HGLDS PK SUB LOT 11 BLK 3
Legal Subdivision	HGLDS PARK SUB
Legal Block	3
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1004
Census Tract	701

Owner

709 Hemlock Ave is owned and occupied by an individual who bought it in May 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 24, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	202311611
Prior Transfer Date	May 17, 2023
Prior Transfer Doc	0000011612
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 24, 2023
Property Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118
Document Number	0000011612
Map Reference	MB 12 PG 40
Instrument Date	May 22, 2023
Instrument	2023011612
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 24, 2023
Property Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118
Document Number	0000011611
Map Reference	MB 12 PG 40
Instrument Date	May 16, 2023
Instrument	2023011611
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118

Mortgage

Document Number	0000011613
Date	May 24, 2023
Instrument	2023011613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 HEMTOCK AVE, ATWATER, CA 95301-4118

Mortgage

Document Number	0000026483
Date	Jun 14, 2021
Instrument	2021026483

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042854
Date	Dec 18, 2017
Instrument	2017-042854

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	709 HEMLOCK AVE, ATWATER, CA 95301-4118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027213
Date	Aug 30, 2019
Instrument	2019027213

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 709 Hemlock Ave was $3,681.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,013 (+2%) Land $100,814 Building $246,199
2025	$3,681.00	$340,210 Land $98,838 Building $241,372
2023	$1,356.00 (-66.54%)	$125,155 Land $45,510 Building $79,645
2022	$4,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Hemlock Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Hemlock Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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