690 Hemlock Ave, Atwater, CA 95301 Property Records

Merced County property record for 690 Hemlock Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,185 sqft · built 1953
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2019)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-022-025-000`

Property Details

APN / Parcel Number

Primary APN	`003-022-025-000`
Alternative APN	`003-022-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
Garage Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	003-022-025
Street Address	690 HEMLOCK AVE
City	ATWATER
State	CA
Zip	95301-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	HGLDS PK SUB LOT 5 BLK 4
Legal Subdivision	HGLDS PARK SUB
Legal Block	4
Legal Lot Number	5
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1004
Census Tract	701

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 HEMLOCK AVE, ATWATER, CA 95301-4151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 10, 2019	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	201916829
Prior Transfer Date	Jun 21, 2007
Prior Transfer Doc	0000036277
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	690 HEMLOCK AVE, ATWATER, CA 95301-4151
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 HEMLOCK AVE, ATWATER, CA 95301-4151

Mortgage

Document Number	0000002976
Date	Jan 18, 2022
Instrument	2022002976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Oct 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 10, 2019
Property Address	690 HEMLOCK AVE, ATWATER, CA 95301-4151
Document Number	0000016829
Map Reference	VOL 12 PG 40
Instrument Date	Jun 3, 2019
Instrument	2019016829
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 HEMLOCK AVE, ATWATER, CA 95301-4151

Mortgage

Document Number	0000016830
Date	Jun 10, 2019
Instrument	2019016830

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jun 10, 2019
Property Address	690 HEMLOCK AVE, ATWATER, CA 95301-4151
Document Number	0000016828
Instrument Date	May 30, 2019
Instrument	16828
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 ROENOKE WAY SAN JOSE CA 951285038, SAN JOSE, CA 95128-5038

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,182 (+2%) Land $79,645 Building $136,537
2025	$2,304.00 (+5.21%)	$211,944 (+4.04%) Land $78,084 Building $133,860
2023	$2,190.00 (+1.11%)	$203,715 Land $75,052 Building $128,663
2022	$2,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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