709 Franklin Ave, Findlay, OH 45840 Property Records

Hancock County property record for 709 Franklin Ave, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,110 sqft · built 1910
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2021)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1010-131-03-031.000`

Property Details

APN / Parcel Number

Primary APN	`1010-131-03-031.000`
Alternative APN	`580000243900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	764 sqft
Basement Area	1,083 sqft
Unfinished Basement	1,083 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 FRANKLIN AVE
City	FINDLAY
State	OH
Zip	45840-3531
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	KARG & KOB ADD LOT 4752
Legal Subdivision	KARG & KOB ADD
Legal Lot Number	4752
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1001
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6587 TOWNSHIP ROAD 258, ALVADA, OH 44802-9639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Intrafamily Transfer, Transfer
May 1, 2023	Transfer on Death Deed, Transfer
Nov 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Mar 2, 2021	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Nov 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Oct 29, 2019	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	20212425
Deed Book / Page	2579 / 1460
Last Transfer Date	Apr 10, 2023
Transfer Doc	02602/3780
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	May 1, 2023
Property Address	709 FRANKLIN AVE, FINDLAY, OH 45840-3531
Document Number	02602/3780
Book / Page	2602 / 3780
Instrument Date	Apr 10, 2023
Instrument	202300002759
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6578 TR 258, ALVADA, OH 44802

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	May 1, 2023
Property Address	709 FRANKLIN AVE, FINDLAY, OH 45840-3531
Document Number	02602/3783
Book / Page	2602 / 3783
Instrument Date	Apr 10, 2023
Instrument	202300002760
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	709 FRANKLIN AVE, FINDLAY, OH 45840-3531
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2562/5662
Date	Nov 5, 2019
Book Page	2562/5662
Instrument	201900009695

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 2, 2021
Property Address	709 FRANKLIN AVE, FINDLAY, OH 45840-3531
Document Number	02579/1460
Book / Page	2579 / 1460
Instrument Date	Feb 1, 2021
Instrument	202100002425
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6587 TOWNSHIP ROAD 258, ALVADA, OH 44802-9639

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	709 FRANKLIN AVE, FINDLAY, OH 45840-3531
Transaction Type	Mortgage
Record Updated	Dec 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2663/3483
Date	Nov 27, 2019
Book Page	2663/3483
Instrument	201900010412

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 29, 2019
Property Address	709 FRANKLIN AVE, FINDLAY, OH 45840-3531
Document Number	02562/4211
Book / Page	2562 / 4211
Instrument Date	Oct 25, 2019
Instrument	201900009417
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 E 2ND ST, DEFIANCE, OH 43512-2405

Mortgage

Document Number	201900009418
Date	Oct 29, 2019
Instrument	201900009418

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (+26.47%)	$49,220 (+46.53%) Land $7,970 Building $41,250	$140,640 (+46.56%) Land $22,780 Building $117,860
2024	$1,224.00 (-0.16%)	$33,590 (-) Land $5,460 Building $28,130
2023	$1,226.00	$33,590 Land $5,460 Building $28,130
2022			$95,960 Land $15,600 Building $80,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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