709 Formby Dr, Columbia, SC 29223 Property Records

Richland County property record for 709 Formby Dr, Columbia, SC 29223 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,166 sqft · built 1973
Lot Size	0.685 acres (29,855 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2025)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20015-02-06`

Property Details

APN / Parcel Number

Primary APN	`20015-02-06`
Alternative APNs	`R20015-02-06` `00784235`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,166 sqft Heated Area
Gross Area	4,363 sqft
1st Floor Area	2,285 sqft
Attic	Attic
Attic Area	495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,855 sqft (0.685 acres)
Garage Type	Carport
Garage Area	474 sqft
Carport	Carport
Carport Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00784235
Street Address	709 FORMBY DR
City	COLUMBIA
State	SC
Zip	29223-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK R 115.8X164X183.4X35X211.1 #SU SPRING VALLEY #PR X-2740
Legal Subdivision	SPRING VALLEY
Legal Block	R
Legal Lot Number	12
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2002
Census Tract	11411

Owner

Source: Richland County records · APN 20015-02-06

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 FORMBY DR, COLUMBIA, SC 29223-6812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 01, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
May 19, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	202525104
Deed Book / Page	3024 / 3148
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0022112970
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	709 FORMBY DR, COLUMBIA, SC 29223-6812
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 FORMBY DR, COLUMBIA, SC 29223-6812

Mortgage

Document Number	0027972510
Date	Nov 22, 2022
Book Page	2797/2510
Instrument	2022064460

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	COLUMBIA, SC 29204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	709 FORMBY DR, COLUMBIA, SC 29223-6812
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026041975
Date	Apr 01, 2021
Book Page	2604/1975
Instrument	2021021047

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 19, 2017
Property Address	709 FORMBY DR, COLUMBIA, SC 29223-6812
Document Number	2212/1090
Book / Page	002212 / 001090
Instrument Date	May 19, 2017
Instrument	37043
Transaction Type	Transfer
Record Updated	Jul 03, 2017

Transaction

Amount	Amount Recorded
Tax	$10.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 FORMBY DR COLUMBIA SC 292236812, COLUMBIA, SC 29223-6812

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (+12.9%)	$8,164 (-96.52%)	$291,200 (-) Land $46,300 Building $244,900
2024		$234,700 (+2,774.82%)	$291,200 (+42.68%) Land $46,300 Building $244,900
2023	$2,372.00 (+0.04%)	$8,164 (+0.05%)	$204,100 (-16.69%)
2021	$2,371.00	$8,160	$245,000 Land $44,300 Building $200,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Helene
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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