705 Formby Dr, Columbia, SC 29223 Property Records

Richland County property record for 705 Formby Dr, Columbia, SC 29223 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,286 sqft · built 1975
Lot Size	0.596 acres (26,003 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2019)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20015-02-07`

Property Details

APN / Parcel Number

Primary APN	`20015-02-07`
Alternative APNs	`R20015-02-07` `00784244`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,286 sqft Heated Area
Gross Area	4,025 sqft
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,003 sqft (0.596 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00784244
Street Address	705 FORMBY DR
City	COLUMBIA
State	SC
Zip	29223-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK R 120X177X156.2X40X164 #SU SPRING VALLEY #PR X-2740
Legal Subdivision	SPRING VALLEY
Legal Block	R
Legal Lot Number	11
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2002
Census Tract	11411

Owner

Source: Richland County records · APN 20015-02-07

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 FORMBY DR, COLUMBIA, SC 29223-6812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 31, 2019	Grant Deed, Transfer · Line of Credit SIMPLIFIED MTG SOLUTIONS LLC
Mar 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK&TR/SC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	201956232
Deed Book / Page	2415 / 1911
Prior Transfer Date	Nov 29, 2005
Prior Transfer Doc	0012591652
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	705 FORMBY DR, COLUMBIA, SC 29223-6812
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FORMBY DR, COLUMBIA, SC 29223-6812

Mortgage

Document Number	0025882009
Date	Feb 21, 2021
Book Page	2588/2009
Instrument	2021010794

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2046

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	705 FORMBY DR, COLUMBIA, SC 29223-6812
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FORMBY DR, COLUMBIA, SC 29223-6812

Mortgage

Document Number	0027703962
Date	Aug 15, 2022
Book Page	2770/3962
Instrument	2022046181

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 09, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 31, 2019
Property Address	705 FORMBY DR, COLUMBIA, SC 29223-6812
Document Number	2415/1911
Book / Page	002415 / 001911
Instrument Date	Jul 29, 2019
Instrument	56232
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 FORMBY DR COLUMBIA SC 292236812, COLUMBIA, SC 29223-6812

Mortgage

Document Number	2415/1915
Date	Jul 31, 2019
Book Page	002415/001915
Instrument	56233

Lender

Name	SIMPLIFIED MTG SOLUTIONS LLC
Address	110 MINISTRY DR # A, IRMO, SC 29063-2365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2034

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	705 FORMBY DR, COLUMBIA, SC 29223-6812
Document Number	2193/0618
Book / Page	002193 / 000618
Instrument Date	Mar 06, 2017
Transaction Type	Mortgage
Record Updated	Jun 02, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FORMBY DR COLUMBIA SC 292236812, COLUMBIA, SC 29223-6812

Mortgage

Document Number	2193/0618
Date	Mar 10, 2017
Book Page	002193/000618
Instrument	16497

Lender

Name	FIRST CITIZENS BK&TR/SC
Type	Bank
Address	9800 TWO NOTCH RD, COLUMBIA, SC 29223-4380

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,975.00 (+13.03%)	$270,200 (-)	$291,100 (-) Land $46,300 Building $244,800
2024		$270,200 (+2,774.47%)	$291,100 (+23.87%) Land $46,300 Building $244,800
2023	$2,632.00 (-0.15%)	$9,400 (-)	$235,000 (-)
2021	$2,636.00	$9,400	$235,000 Land $44,300 Building $190,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Helene
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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