Madison County property record for 709 E Madison St, Winterset, IA 50273
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,586 sqft · built 1972 |
| Lot Size | 0.578 acres (25,183 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (Aug 2013) |
| Tax Bill | $4,952 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Apr 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 821006000033000 |
| Primary APN | 821006000033000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Basement Area | 1,586 sqft |
| Finished Basement | 950 sqft |
| Unfinished Basement | 636 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,183 sqft (0.578 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 72 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 709 E MADISON ST |
|---|---|
| City | WINTERSET |
| State | IA |
| Zip | 50273-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 REPLAT LT3& PAR M OF K HUNTOON'S 3RD ADDN |
| Legal Subdivision | HUNTOONS 3RD ADD |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | WINTERSET |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 60102 |
Source: Madison County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA CREDIT UNION |
| Apr 10, 2019 | Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK & TRUST |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 3, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC |
| May 11, 2017 | Intrafamily Transfer, Transfer |
| May 11, 2017 | Intrafamily Transfer, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2013 · Amount on Record |
| Deed Sale | Aug 5, 2013 · Amount on Record |
| Deed Document Number | 20132312 |
| Deed Book / Page | 2013 / 2312 |
| Last Transfer Date | Apr 28, 2017 |
| Transfer Doc | 02017/1481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000003758 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 0000002018/0000003758 |
| Instrument | 000000003758 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02019/1026 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 2019/1026 |
| Instrument | 1026 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002021/157 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 2021/157 |
| Instrument | 2021 157 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002020/350 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 2020/350 |
| Instrument | 350 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | Mar 14, 2022 |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Document Number | 002022/742 |
| Book / Page | 2022 / 742 |
| Map Reference | BK 2013 PG 2409 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022 737 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Document Number | 002022/738 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 2022/738 |
| Instrument | 2022 738 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | May 11, 2017 |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Document Number | 02017/1482 |
| Book / Page | 2017 / 1482 |
| Instrument Date | May 5, 2017 |
| Instrument | 2017 1482 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | May 11, 2017 |
| Property Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Document Number | 02017/1481 |
| Book / Page | 2017 / 1481 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017 1481 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 E MADISON ST, WINTERSET, IA 50273-8010 |
| Document Number | 02017/1483 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 2017/1483 |
| Instrument | 2017 1483 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 5, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | Winterset City |
| Unified School District | Winterset Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,952.00 Homeowner's exemption | $267,500 (+1.67%) Land $35,900 Building $231,600 | $267,500 (+1.67%) Land $35,900 Building $231,600 |
| 2024 | $4,952.00 (-4.33%) | ||
| 2023 | $263,100 Land $35,900 Building $227,200 | $263,100 Land $35,900 Building $227,200 | |
| 2022 | $5,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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