Madison County property record for 705 E Madison St, Winterset, IA 50273
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 1,699 sqft · built 2005 |
| Lot Size | 0.38 acres (16,554 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Dec 2011) |
| Tax Bill | $5,144 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 821006000032000 |
| Primary APN | 821006000032000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Basement Area | 1,699 sqft |
| Finished Basement | 830 sqft |
| Unfinished Basement | 869 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,554 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 705 E MADISON ST |
|---|---|
| City | WINTERSET |
| State | IA |
| Zip | 50273-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 REPLAT LOT 3 HUNTOON'S 3RD ADDN |
| Legal Subdivision | HELEN MCCALL HUNTOON ADDITION PLAT NO 3 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | WINTERSET |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 60102 |
Source: Madison County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 E MADISON ST, WINTERSET, IA 50273-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2011 · Amount on Record |
| Deed Sale | Dec 20, 2011 · Amount on Record |
| Deed Document Number | 20113450 |
| Deed Book / Page | 2011 / 3450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 705 E MADISON ST, WINTERSET, IA 50273-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/2505 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 2021/2505 |
| Instrument | 2021 2505 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 705 E MADISON ST, WINTERSET, IA 50273-8010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/2735 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 2020/2735 |
| Instrument | 2020 2735 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | Winterset City |
| Unified School District | Winterset Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,144.00 Homeowner's exemption | $277,500 (+1.69%) Land $25,900 Building $251,600 | $277,500 (+1.69%) Land $25,900 Building $251,600 |
| 2024 | $5,144.00 (+13.05%) | ||
| 2023 | $272,900 Land $20,700 Building $252,200 | $272,900 Land $20,700 Building $252,200 | |
| 2022 | $4,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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