709 E Larmon St, Tolono, IL 61880 Property Records

Champaign County property record for 709 E Larmon St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,222 sqft · built 1998
Lot Size	0.297 acres (12,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2023)
Tax Bill	$5,462 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-378-015`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-378-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,222 sqft Living Area
Gross Area	3,404 sqft
Basement Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,952 sqft (0.297 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 E LARMON ST
City	TOLONO
State	IL
Zip	61880-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9, 10 BLOCK 51 LARMON AND MARSHALLS ADD AND OTHER LAND
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMON AND MARSHALLS ADD
Legal Block	51
Legal Lot Number	9,10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	3
Census Block	3021
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 E LARMON ST, TOLONO, IL 61880-9589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FISHER NATIONAL BANK
Mar 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage FISHER NATIONAL BANK
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit MARINE BANK SPRINGFIELD
Jan 10, 2023	Warranty Deed, Transfer · Line of Credit FISHER NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	2023340
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	709 E LARMON ST, TOLONO, IL 61880-9589
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E LARMON ST, TOLONO, IL 61880-9589

Mortgage

Document Number	0000002899
Date	Mar 9, 2023
Instrument	2023R02899

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Interest

Rate	7.5%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	709 E LARMON ST, TOLONO, IL 61880-9589
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E LARMON ST, TOLONO, IL 61880-9589

Mortgage

Document Number	0000002898
Date	Mar 9, 2023
Instrument	2023R02898

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate	6.25%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	709 E LARMON ST, TOLONO, IL 61880-9589
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013495
Date	Jul 22, 2022
Instrument	2022R13495

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 10, 2023
Property Address	709 E LARMON ST, TOLONO, IL 61880-9589
Document Number	0000000340
Map Reference	DD P PG 582
Instrument Date	Jan 6, 2022
Instrument	2023R00340
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 E LARMON ST, TOLONO, IL 61880-9589

Mortgage

Document Number	0000000341
Date	Jan 10, 2023
Instrument	2023R00341

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,750 (+25.26%) Land $13,520 Building $87,230	$302,250 (+25.26%) Land $40,560 Building $261,690
2024	$5,462.00 (+12.39%)
2022	$4,860.00 Homeowner's exemption	$80,430 Land $10,800 Building $69,630	$241,290 Land $32,400 Building $208,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Watch TV.

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