707 E Larmon St, Tolono, IL 61880 Property Records

Champaign County property record for 707 E Larmon St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,860 sqft · built 1998
Lot Size	0.279 acres (12,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Jun 2024)
Tax Bill	$2,442 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-378-019`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-378-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,164 sqft (0.279 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	707 E LARMON ST
City	TOLONO
State	IL
Zip	61880-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7, 8 BLOCK 51 LARMON AND MARSHALLS ADD AND OTHER LAND
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMON AND MARSHALLS ADD
Legal Block	51
Legal Lot Number	7,8
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	3
Census Block	3021
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	707 E LARMON ST, TOLONO, IL 61880-9589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK & TRUST
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTON COMMUNITY BANK
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Deed Document Number	20248914
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	707 E LARMON ST, TOLONO, IL 61880-9589
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000099
Date	Jan 5, 2026
Instrument	2026R00099

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	TUSCOLA, IL 61953

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.99%
Index	1-Year CMT
Max Rate	10.9%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	707 E LARMON ST, TOLONO, IL 61880-9589
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004785
Date	Apr 17, 2024
Instrument	2024R04785

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	12.5%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	707 E LARMON ST, TOLONO, IL 61880-9589
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023105
Date	Sep 28, 2021
Instrument	2021R23105

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,440 (+25.26%) Land $13,930 Building $64,510	$235,320 (+25.26%) Land $41,790 Building $193,530
2024	$2,442.00 (-27.54%)
2022	$3,370.00 Homeowner's exemption Senior Citizen's exemption	$62,620 Land $11,120 Building $51,500	$187,860 Land $33,360 Building $154,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Watch TV.

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