709 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 709 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1983
Lot Size	0.344 acres (15,004 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2020)
Tax Bill	$7,052 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7312-000L-0020`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7312-000L-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,374 sqft Heated Area
Gross Area	2,418 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,004 sqft
Lot Width	100 ft Width
Porch	Open Porch
Porch Area	444 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	709 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL L LOT 2 OR/199/235 OR 199/234 OR 332/331 OR 536/163 1003/673 1151/590 1280/411
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	STGEORGE IS GULF BEACHES
Legal Block	L
Legal Lot Number	2
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1082
Census Tract	970304

Owner

709 E Gulf Beach Dr is owned by an individual who bought it in October 2020.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1108 FAIRENO CT, NAPERVILLE, IL 60540-7724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	202019005160
Deed Book / Page	1280 / 411
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Oct 29, 2020
Property Address	709 E GULF BEACH DR, EASTPOINT, FL 32328-2914
Document Number	0019005160
Book / Page	1280 / 411
Map Reference	MB 2 PG 15
Instrument Date	Oct 28, 2020
Instrument	202019005160
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 PINYON PL, 1310, LAWRENCEVILLE, GA 30043-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 FAIRENO CT, NAPERVILLE, IL 60540-7724

Mortgage

Document Number	0000000413
Date	Oct 29, 2020
Instrument	1280/413

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 709 E Gulf Beach Dr was $7,052, down 1.1% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,052.00 (-1.08%)	$860,538 (-8.6%) Land $240,000 Building $620,538	$860,538 (-8.6%) Land $240,000 Building $620,538
2024	$7,129.00 (+7.32%)	$941,549 (+12.9%) Land $250,000 Building $691,549	$941,549 (+12.9%) Land $250,000 Building $691,549
2023	$6,643.00 (+11.37%)	$833,999 (+19.7%) Land $250,000 Building $583,999	$833,999 (+19.7%) Land $250,000 Building $583,999
2022	$5,965.00	$696,750 Land $145,000 Building $551,750	$696,750 Land $145,000 Building $551,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 E Gulf Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 E Gulf Beach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50