709 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 709 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$32,000 (Jun 2020)
Tax Bill	$62 (2025)
Deeds & Mortgages	Aug 2020 Second Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`248-15-03-031`

Property Details

APN / Parcel Number

Primary APN	`248-15-03-031`
Alternative APN	`47635`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Covered Porch
Fence	Fence
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47635
Old Parcel Number	248 15 03 031
Street Address	709 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 11 Z11-4 - 70 FT -
Legal Subdivision	LOT/LAND
Legal Lot Number	11
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2053
Census Tract	700

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SYNOVUS BANK
Jun 25, 2020	Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	0012701353
Deed Book / Page	1270 / 1353
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	709 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012731110
Date	Aug 31, 2020
Book Page	1273/1110

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 25, 2020
Property Address	709 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Document Number	0012701353
Book / Page	1270 / 1353
Map Reference	MB Z-11 PG 4
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E CHARLOTTE AVE, SUMTER, SC 29150-4417

Mortgage

Document Number	0012701357
Date	Jun 25, 2020
Book Page	1270/1357

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-66.3%)	$720 (-) Land $150 Building $570	$18,042 (+0.75%) Land $3,830 Building $14,212
2023		$720 (-) Land $150 Building $570	$17,908 (-) Land $3,696 Building $14,212
2022	$184.00	$720 Land $150 Building $570	$17,908 Land $3,696 Building $14,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	22 (1980–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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