614 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 614 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,047 sqft · built 1958
Lot Size	0.309 acres (13,439 sqft)
Owner	2 Individual Names on File
Last Sale	$76,880 (Feb 2024)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`248-15-04-005`

Property Details

APN / Parcel Number

Primary APN	`248-15-04-005`
Alternative APN	`47645`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
Gross Area	1,060 sqft
1st Floor Area	1,047 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1968
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,439 sqft (0.309 acres)
Lot Dimensions	95 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	282 sqft
Carport	Carport
Carport Area	282 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47645
Street Address	614 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 18 Z11-4 89 FT
Legal Lot Number	18
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3014
Census Tract	700

Owner

614 E Charlotte Ave is owned by two individuals who bought it in February 2024.

Source: Sumter County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	80 OLD SPRING CT, SUMTER, SC 29154-9390
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer · Conventional Mortgage ALLSOUTH FCU
Dec 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Dec 16, 2014 · Amount on File
Deed Book / Page	1323 / 3517
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	0012025993
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 9, 2024
Property Address	614 E CHARLOTTE AVE, SUMTER, SC 29150-4416
Document Number	0013233517
Book / Page	1323 / 3517
Map Reference	MB Z-23 PG 140
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 OLD SPRING CT, SUMTER, SC 29154-9390

Mortgage

Document Number	0013233521
Date	Feb 9, 2024
Instrument	1323-3521

Lender

Name	ALLSOUTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Mar 1, 2036

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 6, 2017
Property Address	614 E CHARLOTTE AVE, SUMTER, SC 29150-4416
Document Number	0012392655
Book / Page	001239 / 002655
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 E CHARLOTTE AVE SUMTER SC 291504416, SUMTER, SC 29150-4416

Tax Assessment & Valuation

The 2025 property tax bill for 614 E Charlotte Ave was $1,523.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00	$3,840 Land $320 Building $3,520	$63,897 Land $5,260 Building $58,637
2023		$1,720 (-) Land $200 Building $1,520	$43,168 (-) Land $5,068 Building $38,100
2022	$363.00	$1,720 Land $200 Building $1,520	$43,168 Land $5,068 Building $38,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 614 E Charlotte Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 E Charlotte Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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