709 Darlow Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 709 Darlow Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,401 sqft · built 2003
Lot Size0.194 acres (8,442 sqft)
Owner2 Individual Names on File
Last Sale$826,000 (Apr 2022)
Tax Bill$7,405 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-420-90215353

Property Details

APN / Parcel Number

Primary APN03-420-90215353
Alternative APN
  • 42090215353

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,401 sqft Living Area
Gross Area4,801 sqft
1st Floor Area1,918 sqft
Basement Area1,528 sqft
Finished Basement1,528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,442 sqft (0.194 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area336 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number42090215353
Street Address709 DARLOW DR
CityANNAPOLIS
StateMD
Zip21409-7502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 14 HIGHLAND WOODS
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number14
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract731004

Owner

709 Darlow Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address709 DARLOW DR, ANNAPOLIS, MD 21409-7502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 7, 2017Grant Deed, Transfer · Conventional Mortgage
CAPITOL ONE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2022 · Amount on File
Deed SaleApr 21, 2022 · Amount on File
Prior SaleNov 7, 2017 · Amount on File
Deed Book / Page38636 / 219
Record UpdatedOct 29, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 21, 2022
Property Address709 DARLOW DR, ANNAPOLIS, MD 21409-7502
Document Number0386360219
Book / Page38636 / 219
Map ReferenceMB 245 FO 27
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyMID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address709 DARLOW DR, ANNAPOLIS, MD 21409-7502

Mortgage

Document Number0038636224
DateApr 21, 2022
Instrument38636/224
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 1, 2032

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateNov 7, 2017
Property Address709 DARLOW DR, ANNAPOLIS, MD 21409-7502
Document Number0315380262
Book / Page031538 / 000262
Instrument DateOct 18, 2017
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyFORWARD SETTLEMENT SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address709 DARLOW DR ANNAPOLIS MD 214097502, ANNAPOLIS, MD 21409-7502

Mortgage

Document Number315380269
DateNov 7, 2017
Book Page031538/000269
Lender
NameCAPITOL ONE
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 709 Darlow Dr was $7,405.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$676,367$720,900 Land $238,300 Building $482,600
2025$7,405.00
2023$6,281.00$575,267$587,300 Land $228,300 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Darlow Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2021)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Darlow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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