Anne Arundel County property record for 706 Darlow Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,363 sqft · built 2003 |
| Lot Size | 0.206 acres (8,982 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Dec 2023) |
| Tax Bill | $5,986 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Feb 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-420-90215351 |
| Primary APN | 03-420-90215351 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,363 sqft Living Area |
| Gross Area | 2,763 sqft |
| 1st Floor Area | 1,901 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,982 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 42090215351 |
|---|---|
| Street Address | 706 DARLOW DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 12 HIGHLAND WOODS |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 731004 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 DARLOW DR, ANNAPOLIS, MD 21409-7501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed, Transfer · Conventional Mortgage TOWER FCU |
| Feb 22, 2021 | Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on File |
| Deed Sale | Dec 5, 2023 · Amount on File |
| Prior Sale | Nov 26, 2003 · Amount on File |
| Deed Book / Page | 40099 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 5, 2023 |
| Property Address | 706 DARLOW DR, ANNAPOLIS, MD 21409-7501 |
| Document Number | 0400990441 |
| Book / Page | 40099 / 441 |
| Map Reference | PL 245/24 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | TOWER TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 706 DARLOW DR, ANNAPOLIS, MD 21409-7501 |
| Document Number | 0040099447 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 40099/447 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 706 DARLOW DR, ANNAPOLIS, MD 21409-7501 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | TRI STATE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 706 DARLOW DR, ANNAPOLIS, MD 21409-7501 |
| Document Number | 0361800389 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 36180/389 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.91% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2006 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 15.9% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,333 (+14.65%) | $582,200 (+18.91%) Land $239,900 Building $342,300 | |
| 2025 | $5,986.00 (+16.17%) | ||
| 2023 | $5,153.00 Homeowner's exemption | $480,900 | $489,600 Land $229,900 Building $259,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2021) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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